Tucked away on a quiet street in the heart of Philmont village, 32 Prospect Street is full of possibility. Bright and welcoming, the home offers a comfortable, easy layout, with windows that frame soft mountain light and long views of the Catskills beyond. The partially finished basement hints at further potentialalready framed and wired, it's easily imagined as a guest apartment, studio, or cozy retreat. Out back, a charming outbuilding with its own electric service invites the next artist, craftsperson, or dreamer to make it their own.A true village property, close to the Philmont Co-op, restaurants, High Falls Conservation Area and endless country landscapes, yet with a feeling of privacy and space that is increasingly rare. A special opportunity to create, to settle, and to belong.
32 Prospect, Philmont, (Claverack), NY, 12565
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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