This lot has a great location, just opposite Central Park and is just a 10 minute walk from downtown and 7 minute cycle from Main Beach.
It has high elevation and slight slope.
It has one significant tree on the side of the lot that can easily be avoided and is 25% covered in shrubs.
There is no set back on front and sides and a only a 10 ft set back on back.
An impervious footprint of 3651 sft is allowed. This includes the driveway, only if it is impervious.
The formal access is through 13 th Terrace - a cul de sac, but informal access from the connector between 13th and 14th is also possible
Zoning is MU 1 which allows Single Residential plus light business use.
Owner financing is available for reasonable rates.
7 N 13TH Terrace, Fernandina Beach, FL, 32034
The rates and annual percentage rate (APR) displayed are based upon the following assumptions: a 20% down payment (e.g. $20,000 down on a $100,000 purchase price), conforming loan amount, $1,950 in finance charges, 30 days prepaid interest, 1 point, 30 day rate lock. The rates and annual percentage rate (APR) will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. The rates displayed vary by property state, may change or not be available at commitment or closing or may be subject to product restrictions.
The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first five years (for a 5/6 ARM) or seven years (for a 7/6 ARM) and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan. Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable -rate mortgages [if applicable], are subject to change without prior notice.
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