5051 PLYMOUTH TURTLE CIRCLE, St. Cloud, FL, 34772 | $640,000

Preferred Lender Incentive Available! Take advantage of a lender-paid permanent rate buydown to help lower your monthly mortgage payments. This exceptional 5-bedroom, 2. 5-bath home with a 3-car garage is located in the desirable Southern Pines community and offers over 3, 300 square feet of beautifully designed living space.

Situated on a spacious corner lot near Royal St. Cloud Golf Course, the location provides convenient access to outdoor recreation including local parks, farms, a skate/BMX park, and boating. Step inside to a grand entryway that opens to a chef-inspired kitchen featuring stainless steel appliances, exotic Brazilian granite countertops, a stylish tile backsplash, and rich wood cabinetry.

Entertainment enthusiasts will love the custom theater room, complete with a high-end Marantz receiver and immersive 5. 1 Dolby surround sound system. Relax and unwind in the Peace Lodge spa retreat, showcasing a wood-lined jacuzzi with Bluetooth speakers, an insulated cover, and retractable vents for year-round comfort.

Additional highlights include dual AC units for zoned climate control, updated painted shingles for energy efficiency and curb appeal, and a thoughtfully designed layout perfect for everyday living and entertaining.

Located just minutes from world-renowned attractions like Disney Parks and Disney Springs, as well as major shopping, dining, and commuter routes—this move-in-ready residence also offers easy access to Lake Nona Medical City and NeoCity tech hub.

Don’t miss the opportunity to make this extraordinary property your next home. Schedule a private tour today and/or explore the virtual walkthrough to envision all the possibilities!: https: //www. tourdrop. com/dtour/384549/Zillow-3D-MLS

Features

  • Rooms: 12
  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Laundry: Upper Level
  • Year Built: 2004
  • Garage: 3-car Driveway, Garage Faces Side
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,324
  • Acreage: 0.21
  • Est. Taxes: $2,888
  • HOA Fee: $500 Annually
  • Lot Desc: Corner Lot, City Lot, Near Golf Course, Sidewalk
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: S5109621
  • Days on Market: 271 days
  • Website: https://www.raveis.com
    /prop/S5109621/5051plymouthturtlecircle_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2025 1:07:28 PM)
Listing courtesy of RADIUS REALTY GROUP LLC   Phone: 407-541-0779

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5051 PLYMOUTH TURTLE CIRCLE, St. Cloud, FL, 34772

$640,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $512,000 $512,000 $512,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $241 $241 $241
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,236 $3,363 $4,286
Total Monthly Payment $3,569 $3,696 $4,619

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.