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Investors take notice! This spacious 4-bedroom, 2. 5-bath home in the desirable Oak Grove neighborhood of East Woonsocket offers incredible potential. Previously owned by a contractor, it features several unfinished projects just waiting for your finishing touches. The kitchen has an open layout, flowing into the dining area and front entryway, creating a versatile space ready for customization. With 4 points of entry front, back, and both sides this home offers plenty of options for unique layout ideas. The finished basement includes 2 more bonus rooms and convenient backyard access, providing additional living or storage space. The large, private yard has no rear neighbors and includes two custom-built sheds, a children's playset, and even a chicken coop, perfect for outdoor enjoyment. Situated on a quiet, no-through street with a long driveway, the home offers a peaceful, almost rural feel while still being close to amenities. Bring your vision to life with this diamond in the rough, ideal for those looking to personalize or flip. Sold as-is and ready for your creativity don't miss this opportunity! See Video Walk-thru link in Showing Instructions. Buyers and their agents are encouraged to conduct their own due diligence. Information provided is without warranty or guarantee. Come on over and make an Offer. See Video Links above for full walk-thru montage.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,640 | $412,640 | $412,640 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,574 | $2,711 | $3,454 |
Total Monthly Payment | $2,963 | $3,100 | $3,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.