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Why settle for one home when you can have two? This unique property offers two distinct living spaces, perfect for multi-generational living or rental income. The ground floor features a spacious great room that flows seamlessly into an updated kitchen, with an adjacent den warmed by a charming wood-burning fireplace. Down the hall, you’ll find three comfortable bedrooms and a full bath, all designed for convenient, ranch-style living. Upstairs, a separate Accessory Apartment—complete with its own private entrance—provides additional income potential. This bright and airy space includes a living room, 2 bedrooms, full bathroom, and an eat-in kitchen with lots of cabinets. A two-car garage ensures ample storage especially with the attic space for additional storage space, while the serene backyard, complete with a large gazebo, offers a peaceful and private retreat, it is fully enclosed with electric lights for use at night. The gazebo also has electric fans for cooling in the warmer months & has the potential for heat for the cooler months. It truly represents additional year round living space outdoors in nature. The home is in excellent condition and features guest quarters, a separate hot water heater, and the added benefit of solar power. With energy efficiency in mind, the average electric cost for the home is just $46 per month on average over the course of the year. The 2 Banks of Solar Panels are Owned. Located in a desirable neighborhood, this home offers the perfect balance of privacy and convenience. Enjoy easy access to shopping, dining, and local amenities, all while coming home to a quiet and serene setting. Whether you're looking for a spacious primary residence, a rental opportunity, or a multi-generational living solution, this property offers endless possibilities. Don’t miss out on this rare opportunity—schedule a showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $883 | $883 | $883 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,181 | $3,306 | $4,212 |
Total Monthly Payment | $4,156 | $4,281 | $5,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.