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Huge Price Reduction! Looking for a home that combines affordability, potential, and a fantastic location? Look no further! This charming property is priced to sell and offers an unbeatable opportunity to own a home in one of the most desirable neighborhoods in NE St. Petersburg - Harbor Isle. With its solid construction and great bones, this house is built to last and ready for you to make it your own. Whether you're a first-time buyer, an investor, or someone with a creative vision, this home is the perfect blank canvas. Imagine putting your personal touch on every detail—transforming it into the dream home you've always wanted. The possibilities are endless!
Nestled on a sprawling half-acre private lot, this property boasts an impressive 194 feet of mangrove-bordered waterfront, leading directly to the pristine Weedon Island Preserve. For fishing enthusiasts, it's a dream come true – cast your line for redfish, mullet, snapper, and more right from your backyard.
Kayakers, paddle boarders, and canoe lovers will relish the serene, motor-boat-free waters, offering a private aquatic playground. The screened-in lanai and inviting pool area create the perfect setting for entertaining or peaceful relaxation.
Inside, a generous primary suite awaits, featuring his and hers vanities, a huge walk-in closet, jacuzzi tub, and separate water closet. The split floor plan ensures privacy, with three additional bedrooms boasting large closets and sharing a spacious full bathroom with double vanity and pool access. The family room has a cozy wood-burning fireplace and towering vaulted ceiling with transom windows, allowing abundant natural light into the space.
Properties like this are a rarity in St. Petersburg – offering unparalleled privacy and natural surroundings, yet just minutes from the vibrant downtown area. Don't miss this chance to create your own waterfront sanctuary in one of Florida's most desirable locations. Harbor Isle neighborhood did not have any flooded homes during Helene or Milton. A 13 month Choice Home Ultimate Warranty will accompany the sale of this home for added peace of mind.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $423 | $423 | $423 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,939 | $4,094 | $5,217 |
Total Monthly Payment | $4,454 | $4,609 | $5,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.