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Under contract-accepting backup offers. Pre-Construction. To be built. Nestled along the scenic Atlantic coast, New Smyrna Beach, FL, offers a perfect blend of small-town charm and coastal living. Known for its relaxed atmosphere, beautiful beaches, and outdoor recreation, New Smyrna Beach is the ideal place to call home, with miles of pristine shoreline, charming shops, and a rich cultural history.
The openness of the Wilmington plan's great room seamlessly leads you to a well-appointed kitchen, featuring a large island with upgraded countertops and all Energy Star-qualified appliances, including a 27 cu. ft. stainless steel refrigerator. This provides ample space to entertain while staying connected with family and guests. The home fosters a casual, inviting atmosphere perfect for fun and entertainment. Additionally, the oversized flex room offers versatile options for formal space, a home office, or a play area. The split bedroom layout positions the master suite as your private oasis, complete with a stylish master bath that includes a large walk-in tile shower and a private master door leading directly to the bathroom, ensuring convenience and luxury.
This home is equipped with modern smart home features, including a Ring Video Doorbell, Smart Thermostat, and Keyless Entry Smart Door Lock, adding an extra layer of convenience and security. It also includes a high-efficiency A/C system for optimal comfort year-round. The oversized garage is a standout feature, offering exceptional storage and utility space. The property sits on an oversized lot, complete with architectural shingles, hurricane shutters for added safety, and a lush sod lawn with an irrigation system to keep the yard looking pristine year-round. From the covered front porch to the spacious great room, the Wilmington plan is designed for enjoying life with family and friends. You'll want to make the Wilmington your home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,992 | $351,992 | $351,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,225 | $2,312 | $2,947 |
Total Monthly Payment | $2,399 | $2,486 | $3,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.