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One or more photo(s) has been virtually staged. UPDATED APRIL 2025 -- BRAND NEW ROOF!! PRIVACY, LOCATION, & CHARM!! Looking for a great home in a top 55+ Golf Community? This Beautifully updated home with 2 Bedrooms, 2 Baths, AND a Large Den HAS A NEW ROOF (APRIL 2025) and NO Back Yard Neighbors!! This Treasure Island model is located on the Royal Oaks Golf Club course in Crescent Oaks in Oak Run and just minutes from the clubhouse. It backs up to a wooded golf cart path between the 12th and 13th Holes on a Lawn Maintained Lot, no more mowing!! AGAIN PRIVACY! The Treasure Island home is a highly sought-after and rarely available model due to its large welcoming front porch and cottage vibes. It is a spacious 2-bedroom 2-bath home with a Den that could be a 3rd Bedroom!! It has a 2-car garage that features sliding privacy screen doors. In 2021, the kitchen was completely remodeled with stainless steel appliances, Custom soft-close wood cabinets and drawers, and granite countertops. Other upgrades in 2021 include under-cabinet lighting, a Lazy-Susan, extra storage, fresh paint throughout, upgraded Wood-Look Luxury Vinyl Plank flooring installed throughout the house, and a new AC system. The Guest bath was also completely remodeled similar to the kitchen. In 2023, improvements included new exterior paint and non-slip coating on the driveway and sidewalk. The low-maintenance landscape features white rock, castle brick wall, and lighting for ease of care. The open-concept home with its cathedral ceiling allows you to see from the kitchen through the combination living room/dining room and out the large picture window to the wooded golf cart trail behind the home. The Split plan home has the 2nd Bedroom, Guest bath, and the den/3rd bedroom to your right as you look to the back of the home. A set of French doors leads you into the Den or 3rd Bedroom with large windows and high tray ceilings. Across the living room is the primary bedroom. The primary bedroom has high tray ceilings, a large walk-in closet, and an ensuite bathroom. The large ensuite has a separate makeup vanity, large walk-in shower, and ample storage. The all-season Florida room/lanai can be accessed from the living room or the primary bedroom sliders. The Florida room has central heat and air and can be used as an interior bonus room or lanai. The water softener is included with all the appliances and the washer and dryer. Speaking of included, lawn care is included in your HOA! So, what else is available at Oak Run? Oak Run is home to the Royal Oak Golf Club. Enjoy food and drinks at the Oak Room Bar & Grill. Oak Run has multiple clubhouses including the Orchid Club, which has a pool, jacuzzi, library, billiards, Cardroom, Art Room, ballroom, shuffleboard, pickleball, and home to over 99+ activity clubs you can join. The Palm Grove Club clubhouse has a ballroom, stage, large pool, and jacuzzi. Next to it is the expansive Oak Run Fitness Center. The Aquatic Club has an indoor pool. The Island Club has 3 more multi-tiered outdoor pools, a jacuzzi, and a meeting room for you and your friends to enjoy. Oak Run also has its own Thatcher Dog Park on-site for its residents to let their furry family exercise and socialize. Oak Run is conveniently located in the southwest part of Ocala Florida close to hospitals, doctors, dining, and shopping. Come check out the Treasure Island Home in Oak Run and Just maybe… It will be your Forever Home-in-One! NOTE: Home is NOT in a Flood Zone and Seller is NOT required to pay Flood Insurance
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,516 | $1,576 | $2,008 |
Total Monthly Payment | $1,765 | $1,825 | $2,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.