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Island elegance meets carefree living at the Estuaries in St. Augustine, FL! Step into a lifestyle where the beach and Intracoastal Waterway are both just steps away. The Estuaries is more than a home; It is your gateway to coastal living at its finest. Imagine starting your day with a morning walk on the sands of St. Augustine's renowned Butler Beach, 1/4 mile directly across A1A, or enjoying serene marsh views just steps from your back door. A boater's paradise awaits you just a 1 minute drive from the community boat storage area to Frank Butler State Park, located just at the end of the road. Inside this former model unit, you'll find a perfect blend of sophistication and comfort. From the moment you enter, upgrades abound: crown molding, granite counter tops, stainless steel appliances, luxury ceiling fans, and richly colored engineered wood floors. The kitchen, designed for both functionality and flare, offers ample prep space and flows seamlessly to the dining and living areas- ideal for entertaining or relaxing. Another true gem lies beyond: an expanded 220sf screened lanai that also includes upgraded porcelain tile flooring, extending your living space into the outdoors. Here, you can savor beautiful sunsets to the West over Butler State Park as well as ocean breezes from the East. This is the best of Anastasia Island living. With 3 bedrooms, 2 baths, a laundry room, and all the advantages of a first-floor location, this unit offers unmatched conveniences. A detached 1-car garage, community pool, grilling area, RV/boat storage area, and a security gate completes the package. Welcome to the Estuaries, where your dream of elegant Island living comes to life! Also included in the sale: Luxury all leather three recliner living room sofa, Large flat screen TV with entertainment cabinet, Master bedroom king-size bed frame complete with a matching entertainment cabinet including dresser drawers plus 2 end tables, Pier 1 Secretary desk / stool
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Our Executive Mortgage Banker:
Our Insurance Division:
$532,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $426,000 | $426,000 | $426,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,763 | $2,831 | $3,566 |
Total Monthly Payment | $3,250 | $3,318 | $4,053 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.