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**Seller is offering up to $4, 000 credit towards buyer's closing costs**
Located in the Holiday Hills subdivision of Port Richey – a rapidly appreciating community due to its NON-FLOOD ZONE and NO HOA location.
•This fully fenced-in property includes a cozy home with a comfortable floorplan for your indoor relaxation, as well as a spacious backyard adorned with a Pineapple Palm tree, a Brick Oven, a Shed only 3 years new [2021], a Firepit to enjoy those cool evenings. Durable vinyl fence was installed new in 2019 and currently in very good condition.
•The floorplan consists of a formal living room, followed by a large open kitchen which includes refrigerator, stove, hood vent, [mobile island is not included]; a spacious room beyond the kitchen that may be utilized as a formal Dining, Den or other; one fully renovated bathroom; two bedrooms with built-in closets and ceiling fans; and ceramic tile throughout.
•The bathroom was renovated February of 2021 with a new tiled walk-in shower and all new plumbing. The shower includes two handicap bars and a cinder block/ceramic tiled shower seat.
•The one car attached garage houses the electric water heater, the HVAC installed in 2009 [condenser in 2008], laundry hook-ups; it also includes a remote-controlled garage door, a side door, two windows, and attic access.
•New Impact Windows installed June of 2017 and the Roof redone in 2018. As you can appreciate from the photos alone, the electrical panel is also newer so basically, all this home really needs is your touch.
•Note: The sellers are in the process of packing thus the boxes and items exhibited in the photos so please bear with us as the sellers are selling the property in its as is condition and waiting to go under contract to finish boxing everything up, however, most cabinets are already emptied out.
•Measurements including square footage are an approximation. Buyers are encouraged to independently verify all information herein.
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,093 | $1,151 | $1,467 |
Total Monthly Payment | $1,322 | $1,380 | $1,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.