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What's special about this home; New Roof, New salt water heated pool, hurricane impact windows and doors, completely remodeled kitchen and bathrooms, and well irrigation system. Welcome to this lovingly maintained 3/2 pool home with large “bonus room” and cozy screened patio in the highly desirable waterfront community of Baywood Village in Palm Harbor, Florida. This home is full of upgrades including a heated saltwater pool (2022), hurricane impact windows and doors, well irrigation system with new pump, new A/C unit and electrical panel (2021), water softener, new WIFI programmable Lift Master garage door motor system (2024), brand new Rheem hot water heater (2025). Inside, you’re greeted by an inviting foyer that leads to a spacious living and dining area plus a bright sunny “breakfast nook”. Neutral-color water-resistant vinyl plank flooring throughout; beautifully remodeled bathrooms and kitchen with granite countertops and sleek matching Samsung appliances including stove, microwave, dishwasher and refrigerator. The spacious bonus room can be enjoyed as playroom, artist studio, music room, or easily converted to a 4th bedroom or a private office. to suit your family’s needs. The split floor plan ensures both privacy and togetherness. The master bedroom offers an intimate setting, with a master bath that includes double vanities and a walk-in shower. The two additional bedrooms are thoughtfully situated with one granting pool access and the third bedroom sitting opposite the home, making it ideal for families or guests who value their privacy. When you step outside you are greeted with a new heated saltwater pool you can enjoy all year long! A cozy low maintenance screened porch off the bonus room would be an ideal “bug free” space to create an herb garden or just enjoy a quiet moment. There is lots of mature landscaping and a blank canvas to replace beautifully blooming hedge at property’s outer that was lost when Helene gave it a saltwater bath. This community offers an optional HOA, NO deed restrictions, and is RV, Golf Cart and Bike friendly (streets newly repaved). Side yard is large enough to park a boat or RV. Enjoy a short walk to the Gulf to see breathtaking sunsets or hop in your car for a quick drive to Tarpon Springs or the bustling Downtown Palm Harbor for food and entertainment as well as some of Florida’s best beaches and parks such as Fred Howard Park, Honeymoon Island, Caladesi Island and the Pinellas Trail. This home has been HIGH and DRY for 40 plus years of hurricane seasons.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $414,000 | $414,000 | $414,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,617 | $2,720 | $3,466 |
Total Monthly Payment | $3,089 | $3,192 | $3,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.