177 Ocean Cay Blvd, Saint Augustine, FL, 32080 | $585,000

NEW IMPROVED PRICE! Seller is motivated! PREFERRED LENDER is offering $2, 000 CREDIT AT CLOSING, see below for details. Your Coastal Retreat Awaits! Escape to paradise in this fabulous 4 bedroom, 2. 5 bath home located in the highly sought after community of Ocean Cay on beautiful Anastasia Island. From the moment you enter the gates of this charming, gated neighborhood, you'll feel the stress of the world melt away. Tropical palms and lush foliage welcome you to a community filled with brightly colored coastal homes with distinctive metal roof accents. This Lantana Plan offers an ideal layout for both comfortable living and easy entertaining. With 4 spacious bedrooms, 2. 5 bathrooms, and a 2 car garage, this home combines style with functionality. The welcoming foyer leads into a split-bedroom design, ensuring privacy for the owners, and includes a convenient laundry room. The open-concept living area features coastal wood-look ceramic tile in main areas for easy maintenance, with soft carpet in the bedrooms. Entertaining guests is a breeze with a spacious great room, a large kitchen island, and an adjoining dining area. Vaulted ceilings add to the expansive feel of the home. The kitchen is a chef’s dream, boasting quartz countertops, white cabinetry, stainless steel appliances, and a subway tile backsplash. With a double oven, walk-in pantry, and a generous kitchen island, cooking and hosting are both made easy. Your primary suite is an inviting retreat with a tray ceiling, a spacious walk-in closet, secondary closet, and a spa-like bathroom. The en-suite bath features quartz countertops, dual sinks, a separate glass-enclosed shower, a relaxing soaking tub with a tile surround, and an additional linen closet for extra storage. Step outside and enjoy the screened lanai, perfect for your morning coffee or evening sunsets, with a west-facing lanai orientation to catch the best views. Adjacent to the screened lanai is an additional outdoor concrete sitting area which extends your space for entertaining and gatherings with friends and family. This home is designed for ease of living with an irrigation system, hurricane shutters, and a fenced yard. Many upgrades include updated appliances, crown molding, subway tile backsplash, and wide baseboards for added elegance. Location, Location, Location! Just minutes from the 312 Bridge, historic downtown St. Augustine, local attractions, restaurants, Flagler College, and pristine St. Augustine Beach. The beach is just about a mile to the east and offers a pedestrian-only section next to the fishing pier, while a nearby drive-on section of beach is perfect for your 4x4 adventures. You’ll often see neighbors enjoying the area on their bikes or in golf carts, making this community feel like a true beachside retreat. Make your dream of living by the beach a reality today! To see the video for this property, please go to: https: //youtu. be/etPAr26EMjY Bonus: (If buyer uses preferred lender and meets lending criteria, lender will credit buyer $2, 000 at closing for closing costs and prepaids. First Coast Mortgage NMLS #1953441/#1521633, Reed Burchette, loan officer rburchette@firstcoastmtg. com 904-710-2646, minimum loan amount $488, 000. This is not a commitment to lend. All loans are subject to credit approval. Equal Housing Opportunity. )

Features

  • Amenities: Gated
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: .14
  • Style: Ranch,Single Family Home
  • Year Built: 2015
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,033
  • Lot Size: .14
  • Est. Taxes: $5,577
  • HOA Fee: $848
  • Boat Access: No
  • MLS#: 245861
  • Days on Market: 149 days
  • Website: https://www.raveis.com
    /prop/245861/177oceancayblvd_saintaugustine_fl?source=qrflyer
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Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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177 Ocean Cay Blvd, Saint Augustine, FL, 32080

$585,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $468,000 $468,000 $468,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $465 $465 $465
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,958 $3,074 $3,918
Total Monthly Payment $3,515 $3,631 $4,475

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.