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Nestled in an established neighborhood of saltwater homes, this 3/2 screened-lanai pool home with optional water view of the beautiful Santa Barbara Waterway is awaiting your final finishing touches. Multiple living areas with possible 4th bedroom or in-law suite. Home is being offered with FEMA flood insurance paid, transferable, with policy active through June 2026. Minus flooring and trim, this nearly move-in ready home has had all major systems updated/upgraded over the last few years of ownership, including a metal roof, flat roof over office, vinyl impact single-hung windows, impact sliding doors, and impact steel full-view exterior doors, water heater, variable speed pool pump, HVAC coil, kitchen appliances, 200+ square foot insulated Elite panel roof for all-weather lanai seating.
Split bedrooms, privacy fence, sparkling in-ground pool with screened enclosure, large corner lot, oversized driveway with RV/boat parking, fruit trees, low maintenance yard. Fresh exterior paint. Hurricane-strapped shed. Inside laundry with room for second fridge or freezer.
This home is centrally located to local hospitals, shopping, numerous dining options, playgrounds, pickleball/tennis, and outdoor activities at Veterans Park, wide bike and exercise trails, Port Charlotte Beach, Sunseeker Resort, and all of the offerings of historic, downtown Punta Gorda. Active neighborhood with world-class fishing and boating right in your own backyard.
With a reduction in price AND a new transferable flood policy in place, this one will go quickly! Schedule your showing today!
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Our Executive Mortgage Banker:
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$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,409 | $1,775 |
Total Monthly Payment | $1,597 | $1,666 | $2,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.