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**MOTIVATED SELLER** Welcome to your upgraded oasis in the sought-after 55+ community of JB Ranch! Nestled in the established section of the neighborhood, this home offers peace and tranquility without the distractions of ongoing construction. Built less than two years ago, this meticulously maintained single-story residence is crafted with concrete block construction and boasts numerous thoughtful upgrades.
This smart energy-efficient home is equipped with a Nest thermostat and tinted windows throughout, significantly reducing electricity costs with SECO Energy. The open-concept layout features a spacious kitchen with a large island that seamlessly flows into the dining area, great room, and a cozy breakfast nook. The covered lanai, enhanced with a screen enclosure, provides the perfect spot to enjoy outdoor living.
The primary bedroom, located at the rear for added privacy, features an en-suite bathroom with a double vanity and a large walk-in closet. Two additional rooms, a guest bedroom and an office, at the front of the home share a full bath, making this layout ideal for guests or family visits. The laundry room, conveniently situated off the garage, doubles as a practical mudroom leading into the kitchen.
Backing onto a dry pond, the property ensures no immediate rear neighbors, offering an extra layer of privacy. Upgraded features include custom interior paint, a commercial-grade garage epoxy finish, new remote-controlled ceiling fans in key areas, and warrantied professionally installed gutters.
Residents of JB Ranch enjoy access to a wealth of amenities, including a clubhouse, pool, fitness center, pickleball courts, and lawn maintenance, creating a lifestyle of ease and enjoyment.
Schedule your showing today to experience this exceptional home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$352,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $282,320 | $282,320 | $282,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $330 | $330 | $330 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,784 | $1,855 | $2,363 |
Total Monthly Payment | $2,189 | $2,260 | $2,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.