![]() |
This totally updated home with more than 1, 100 sq. ft of living space includes a beautifully finished 200 sq ft Florida room with laminate flooring, drop ceiling and Bahama shutters that can be used as an office/hobby or additional living space. This appealing home is located within a short walk to the community's waterfront park with fishing dock on a saltwater canal--relax and watch the dolphins and manatee play or go fishing! The home was updated in 2022 and features a remodeled kitchen with new soft close Shaker cabinets and drawers, sparkling quartz countertops and ceramic tile backsplash; 2022 Whirlpool refrigerator and GE stove, stainless steel farmhouse sink and gooseneck spout; 2022 HVAC is high-end American Standard 2. 5 ton package unit with heat and air; 2022 tilt-in double paned windows throughout for easy cleaning; updated baths in 2023 includes new cabinet and sink with quartz counter top and tub/shower combo in guest bath and new cabinets and sink with walk-in shower in master bath and tile floors in both baths. 2016 roof over and newer water heater. 2025 plywood subfloors and waterproof wide-plank laminate flooring throughout except in Florida room. Dining and living room area have crown molding and baseboards. Interior paint in pastel colors completed in 2023-2024. Backyard paver patio for barbecuing and relaxing. Ring door bell included. Long carport handles two cars easily and driveway has been resurfaced. Utility shed has washer and dryer hookup with overhead fluorescent light. Clamshell awnings and Bahama shutters on windows for wind protection. Mature landscaping give finishing touches to the property. Termite treatment in 2024 with transferable warranty. Price includes share for the lot and ownership in the Co-op. Low monthly maintenance fee of $380 includes water/sewer/trash pick up/ 24 hr manned gate/lawn mowing/private streets/heated pool/fitness/billiards/clubhouse and so much more. Two dogs or cats up to 35 pounds are welcomed; two pets total each household. Americana Cove is conveniently located to downtown St. Petersburg (10 mins away), two airports (15 mins away) and beaches (25 mins away). Don't miss this move-in ready home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$172,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $138,320 | $138,320 | $138,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $863 | $909 | $1,158 |
Total Monthly Payment | $1,092 | $1,138 | $1,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.