15145 SPANISH POINT DRIVE, Port Charlotte, FL, 33981 | $544,000

MORE REDUCTIONS & MORE INCENTIVES - CONTACT AN AGENT to INQUIRE MORE! HOME WITH SOLAR AND OVER Tens of Thousands of Dollars of UPGRADES Located in the sought-after Harbor West gated community in South Gulf Cove, this meticulously maintained home sits on an oversized lot with stunning views of a the canal, boaters, the serene lake, and a private pool – the perfect setting for peaceful relaxation and enjoying the Florida lifestyle.
Location, Location, Location! If you're drawn to Florida's beautiful beaches, this home is just a 15-20 minute drive to Englewood Beach and Boca Grande. Enjoy easy access to world-class golfing, fishing, shopping, and dining. For those who love the water, the Myakka River will quickly become your playground, The ultimate waterfront lifestyle awaits. This home blends luxury and convenience, offering everything you need for a life of comfort and tranquility. Designed with peace and serenity in mind, it's truly the lap of luxury. Home Features include but are not limited to : Whole-house water filter for pure, clean water throughout; Remote-controlled lanai awning with integrated lights for easy outdoor enjoyment; Plantation shutters and plank tile floors add a timeless, elegant touch; Soft, plush bedroom carpets and ceiling fans with lights throughout the home for comfort and style; New tile roof installed in December 2023 for added peace of mind; Additional insulation above the garage, plus drop-down ceiling storage for extra convenience; Hurricane-insulated garage door for safety and security
Designer epoxy non-slip garage floor and paved path leading to a fenced dog area with soft grass for your furry friends; Upgraded no-see-um screens and privacy plants surrounding the pool, ensuring a serene and private outdoor retreat. Embrace Florida living in this immaculate home, where every detail has been thoughtfully considered providing you the ultimate lifestyle. Peace, privacy, and luxury. Come experience it for yourself!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,670
  • Acreage: 0.2
  • Est. Taxes: $4,502
  • HOA Fee: $718 Quarterly
  • Lot Desc: Landscaped
  • View: Water
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Whole House R.O. System
  • MLS#: A4633264
  • Days on Market: 128 days
  • Website: https://www.raveis.com
    /prop/A4633264/15145spanishpointdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 11:08:11 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15145 SPANISH POINT DRIVE, Port Charlotte, FL, 33981

$544,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $435,200 $435,200 $435,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.095% 7.141% 6.152%
Monthly Tax Payment $375 $375 $375
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,751 $2,892 $3,643
Total Monthly Payment $3,218 $3,359 $4,110

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.