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Let's start this description off with what y'all really want to know about. . . the work the sellers have done since owning that you will benefit from. The following work was completed in 2021; New roof with hurricane straps on both structures, Foundation reinforced, New deck, New HVAC system, Pest proof control installed in attic and crawlspace. In 2022 they installed an irrigation system. Both bathrooms were updated beautifully in 2023.
Now to the regularly scheduled program!
The answer to all your bungalow dreams is here! Welcome to your new home nestled in the heart of Historic Kenwood! This 100-year-old bungalow, built in 1925, combines timeless elegance with modern comforts, offering a delightful living experience with high ceilings . Step inside and you're instantly bathed in the warmth of original hardwood floors that flow seamlessly throughout the home. The living space boasts original built-ins in the hallway and dining room, adding a touch of vintage charm and character. The main home features two spacious bedrooms and two fully renovated bathrooms adorned with luxurious marble floors. There's also a bonus space currently used as an art studio/office area. The kitchen has an abundance of storage and counter space which opens up to a private outdoor deck and pavered patio, perfect for entertaining or enjoying a quiet morning coffee. The deck is an ideal spot for soaking up the Florida sunshine or hosting a barbecue with friends. And let's not forget the convenience of a sprinkler system on well water, ensuring free irrigation for your lush garden. The detached 1 bed 1 bath cottage is perfect for friends or even the in-law that seems like they'll never leave. Situated on a quiet street, this property offers the best of both worlds: tranquility and accessibility. You're just a stone's throw away from downtown, shopping, and the beautiful beaches of St. Petersburg. Plus, with easy access to I-275, commuting is a breeze. This home is located on a charming brick road, adding to its historic appeal, and is in flood zone X, meaning no flood insurance is required. Rest easy knowing you're not in an evacuation zone, providing peace of mind during storm season. Don't miss the opportunity to own a piece of history with all the modern amenities you desire. Come see why this delightful bungalow is the perfect place to call home!
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Our Executive Mortgage Banker:
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$740,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $592,000 | $592,000 | $592,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,742 | $3,889 | $4,956 |
Total Monthly Payment | $4,373 | $4,520 | $5,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.