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TROPICAL OASIS! Nature lover’s paradise, in a quiet, coveted neighborhood near
town. Charming 3-bedroom/2 full-baths, fully renovated and well built ranch style block home!
Peace-of-mind Flood Zone X, the highest and safest zone with a very low risk of flooding, and no mandatory flood insurance is required. From the front screened porch, enjoy the sunrise and a peaceful view of wooded acreage across the street. Many recent
renovations include high quality luxury vinyl tile flooring, ceramic tiled lanais and baths, a beautiful
kitchen with solid wood cherry cabinets, stainless deluxe appliances, granite counters, and
updated bathrooms. The home feels very spacious with its large light-filled Florida Room and two
lanais, front and back. Stay comfortable with ceiling fans in every room but the bathrooms! The
primary bedroom is a welcoming retreat space, with walk-in closet, private bath, and French doors
opening out to the secluded patio with hot tub (optional), butterfly garden, deluxe fire-pit, and large
laundry line. Attached garage includes laundry area with a second kitchen sink, and optional full
informal kitchen set-up for guests. THERE ARE TWO DRIVEWAYS TO ENTER THIS HOME, one with
convenient RV and EV electrical hookups. A variety of young fruit trees and shrubs are watered
with a separate well-water automatic irrigation system. Over-sized lot has a large south-lawn shade
structure for a hammock and seating, looking over a delightful and creative yard. Enjoy ample
storage space in the 12' x 18' sturdy new shed with window-boxes for a cottage-feel, and a private
outdoor shower with available propane heat for the cool days. The AC system has been equipped
with a 'soft start' unit, affording less energy to start the unit, and allowing generator use. NEW
HURRICANE IMPACT WINDOWS throughout the main home, a newer roof, and many electrical,
plumbing, and ductwork upgrades. Home is located near a trailhead to the beautiful Lemon Bay
Environmental Park, with miles of wooded hiking trails and a kayak launch, all within a short walk.
Quaint Downtown Dearborn Street is a leisurely 1-1/2 mile bike ride away via quiet neighborhood
streets, and features outdoor cafes, a weekly Farmers Market, and lively public events. You won’t
find a more delightful, welcoming, and updated home at this price! Some furnishings will be offered
separately. There has been zero flooding incurred in this home from hurricanes!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $233 | $233 | $233 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,722 | $1,813 | $2,292 |
Total Monthly Payment | $2,030 | $2,121 | $2,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.