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This is a beautiful POOL home in desirable neighborhood. Home was just updated in February, 2023 including: Kitchen renovated with granite counters, freshly painted cabinets with new hardware, new stainless steel appliances, bathrooms have updated vanities, refinished baths and showers, fresh paint and new flooring throughout interior. Home has impressive kitchen equipped with ample cabinets and generous counter space, two separate living spaces and a generous flex space. The primary bedroom boasts plenty of space and natural lighting with french doors leading to the beautiful outdoor space with pool. Other bedrooms offer ceiling fans, and sizable closets. Fenced in backyard with a patio and an in-ground pool. Home is situated in the great location within the beautiful neighborhood of Charter Point just 1/2 block from the river. Don't miss this incredible opportunity.
Seller offering $2000 seller credit at closing,
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Our Executive Mortgage Banker:
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$480,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $384,000 | $384,000 | $384,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,427 | $2,523 | $3,215 |
Total Monthly Payment | $2,987 | $3,083 | $3,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.