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One or more photo(s) has been virtually staged. NEW ROOF OCT 2024!!! *East facing house for sunrise mornings. This home has an inviting open floor plan from your first step inside. The expansive kitchen evokes entertainment with its extra long kitchen island of beautiful colored granite and french cream colored cabinets. The Hawaiian inspired Acacia hardwood floors are simply stunning and provide a warm hue from the light of the two ceiling skylights on sunny days. There is a formal/informal dining area adjacent to the kitchen, and a considerable sized living area with a wall of windows allowing for an abundance of natural light. Infact every room is light and bright with high impact windows. A dark feature wall around the windows and french doors directs attention towards the mature tropical landscaping outside. A tented covered pergola allows sun and rain protection while still allowing the beauty of sunlight to shine in for the gorgeous sunset evenings. On the pavered hardscape you will find ample room for a summer kitchen, a hot tub area (elec hook up installed ), a sunning area, and an amazing circle fire pit for outdoor evening of entertainment. The firepit sits among a natural circle of palms, something almost sacred when the fire is lit. The yard is fully fenced and there is still room for a lagoon pool without destroying the palm tree circle. Virtual staged pictures for space planning uploaded if a pool is your desire. Lot size is 75X150. There is a hot water outdoor shower for rinsing off after a day on the beach and a bonus 200 sq ft bungalow currently used as an office and yoga studio. The three bedrooms inside, each with their own bathroom, fit a king bed easily. Split rooms, all private. The primary oversized bedroom has a large walk-in closet. **Parking boasts approx - 50 ft driveway with extra off street parking. *Walking distance to the beach access ramp, no stairs to maneuver, on a non driving shoreline safe for families and little ones. ***There are two neighborhood boat ramps for small shallow watercraft like a flats boat or jet ski navigable to ICW. Silver Sands is a quiet community, with low traffic. *opptional civic association with a clubhouse. *** A must see.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,000 | $676,000 | $676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,107 | $4,329 | $5,889 |
Total Monthly Payment | $4,496 | $4,718 | $6,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.