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Welcome to Del Webb's Ridgewood Lakes! This home features an in-law suite with adjoining bathroom; beautifully kept 4-bedroom 3-bathroom home with large great room and tall ceilings throughout boasts a kitchen with granite countertops and 42" oak wood cabinets, a breakfast bar and island for prepping meals. The laundry room has front loading stacked washer/dryer units. The kitchen eating area is to the right with views of the large yard and covered lanai. To the left of the kitchen is a formal dining area or family/game room. The primary bedroom has two Walk-in closets and an ensuite bathroom with separate shower, tub and water closet. Dual sinks with stone counters and makeup area. The 3rd bathroom has a door to the outside for easy access when hosting outdoor events. Pavers were added a couple of years ago. Roof was entirely replaced 2 years ago. Owner will be leaving the outdoor sheds. The security system does not convey.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,999 | $351,999 | $351,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,225 | $2,312 | $2,947 |
Total Monthly Payment | $2,525 | $2,612 | $3,247 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.