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This property presents a beautifully maintained colonial-style home located in the established community of Highland Mills. The residence features four generously sized bedrooms that are filled with natural light and 3 baths. The living room serves as a focal point of the home, complete with a fireplace that creates a warm and inviting ambiance. The pristine, airy kitchen has a fresh look, as it was designed for both functionality and aesthetic appeal, featuring pristine white cabinetry and countertops, complemented by a central island and elegant parquet flooring. All necessary kitchen appliances are included with the sale of the home. Additionally, the house also boasts a laundry room and a master suite that offers an ensuite bathroom and a spacious walk-in closet for ample storage. The fully finished 1, 120 sqft basement provides versatile space that can be adapted for various uses, including a play area designed with a child-friendly layout. This property represents an excellent opportunity for prospective buyers. A personal visit will impress you and you'll want to make this house your home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $568,000 | $568,000 | $568,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $1,328 | $1,328 | $1,328 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,590 | $3,731 | $4,755 |
Total Monthly Payment | $5,010 | $5,151 | $6,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.