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Move-in-ready 3 bedroom, 2. 5 bath townhome with a first floor master suite. Centrally located in Clearwater and at the end of a quiet cul-de-sac, it is the ideal location. Updates to the home include new impact windows (2022), new HVAC (2022), new carpet (2022), fresh interior paint (2023), new LED lighting and updated fixtures (2023), new LG fridge (2024). As you make your way into the residence, you’re greeted to the oversized kitchen with white cabinetry and granite counter tops, a breakfast nook useful for a small table and chairs or a home office. Look out of the kitchen pass through to the dining and living room with 18’ vaulted ceilings, and wrap around staircase to the second level. Off the living room is the master suite with a recently renovated shower adorned with neutral subway tile. Lots of closet space and access to the back patio through the master. The upstairs landing features a reading nook tucked away by the front window, and a separate seating area for TV watching or play area, as well as two additional bedrooms. HOA fees include water, trash, lawn maintenance, exterior maintenance (including roof), exterior insurance (including flood).
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Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $341 | $341 | $341 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,797 | $1,892 | $2,411 |
Total Monthly Payment | $2,213 | $2,308 | $2,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.