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Under contract-accepting backup offers. NEW CONSTRUCTION!! 4 Bed / 3 Bath Split floor plan on partially wooded 1 acre lot, with no rear neighbors, and 50' road easement on left side. Also included is a large detached garage, with a large backyard that can accommodate a future pool if needed. The home has 9'4" ceilings, and the family room has 10'4" trey ceiling. This home offers a Jack and Jill bathroom for two bedrooms and a separate third bathroom for other bedroom, that also doubles as a future pool bathroom. Master bedroom has a large walk-in closet with white oak wood shelving. With large walk-in shower that has no step down. Quartz has been used on all countertops throughout the home. Kitchen has white shaker cabinets and a tiled backsplash. Stainless steel appliances and owner gets a $2500. 00 credit for a Refrigerator of their choice. Ceiling fans are in every room including the rear porch. Subdivision allows boat and RV parking on your lot. Home is handicap accessible (no step up into home) and also has a one year builder warranty.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,473 | $2,570 | $3,275 |
Total Monthly Payment | $2,603 | $2,700 | $3,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.