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Discover the epitome of modern living in this detached, brick two-family residence, impeccably renovated and situated on a picturesque, tree-lined block in Pelham Gardens. This property is a rare find, offering a unique blend of comfort, style, and income-producing potential. Step into the main unit and be greeted by an open-concept living space with hardwood floors, large living room and high ceilings. The heart of the home is a stunning kitchen, complete with beautiful quartz countertops, a central island with seating for five, and stainless steel appliances to include dishwasher, microwave, oven/range and refrigerator. French doors off the dining area open to a rear balcony, perfect for morning coffee or evening relaxation with stairs leading down to the rear patio and yard, complete with a vegetable garden and pear tree. The upstairs contains three well-appointed bedrooms. The primary bedroom easily accommodates a king-sized bed and has two separate closets. The second bedroom boasts custom-built shelving, while the modern bathroom with marble tile offers a jacuzzi soaking tub and a separate stand-up shower. Central air and heat provide year-round climate control. You'll enjoy private laundry in the lower level. Fully renovated in 2023, the garden level one bedroom rental unit is equally impressive, with an updated kitchen that includes stone counters and stainless steel appliances, and central air and heat. The living room features an electric fireplace, creating a cozy ambiance, and the spa-like bathroom adds a touch of luxury. This unit also benefits from private laundry facilities. Truly move-in ready, this home has four zones of central air and heat and is serviced by high efficiency tankless water heaters. Located in a walkable, convenient neighborhood close to transportation and shops, this property is more than a home, it's a lifestyle investment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $560 | $560 | $560 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,066 | $5,635 | $7,486 |
Total Monthly Payment | $5,751 | $6,320 | $8,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.