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Experience the charm and potential of Apartment 5A, a delightful 1-bedroom, 1-bathroom HDFC co-op located at 58 W 105th St. Situated in a stunning prewar building dating back to 1900 in the heart of Manhattan Valley, this top-floor gem offers unparalleled privacy and direct access to a roof deck, all just steps from Central Park!
Apartment Features:
Classic Elegance: High ceilings, exposed brick walls, and a decorative fireplace create a warm and inviting atmosphere with a touch of historical character.
Bright & Cozy Living Room: Overlooking the tree-lined West 105th Street, the north-facing windows fill the living space with natural light.
Functional Kitchen: A windowed kitchen provides the perfect canvas to customize for your cooking and entertaining needs.
Top-Floor Perks: With no upstairs neighbors, enjoy tranquility and easy access to the building's rooftop deck.
Building Amenities:
Roof Deck: A spectacular space to take in city views and relax outdoors.
Fitness Center: Convenient on-site gym for your workouts.
Laundry Facilities: A shared laundry room for added convenience.
Bike Storage: Secure bike storage available for residents.
Prime Location:
Proximity to Central Park: Just over a block away from Central Park West.
Excellent Transit Options: Close to the B, C, and #1 subway lines.
Convenient Shopping & Dining: Easy access to Whole Foods, Trader Joe's, and top Upper West Side dining spots.
HDFC Income Restrictions:
This HDFC co-op is subject to income restrictions based on 120% of the Area Median Income (AMI):
One person: $130, 440
Two people: $149, 160
Three people: $167, 760
(Confirm these figures with your agent or legal advisor. )
Showings are by appointment only-don't miss this opportunity!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,516 |
Total Monthly Payment | $2,712 | $2,851 | $3,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.