New York (Manhattan Valley), NY, 10025 | $525,000

Experience the charm and potential of Apartment 5A, a delightful 1-bedroom, 1-bathroom HDFC co-op located at 58 W 105th St. Situated in a stunning prewar building dating back to 1900 in the heart of Manhattan Valley, this top-floor gem offers unparalleled privacy and direct access to a roof deck, all just steps from Central Park!

Apartment Features:

  • Classic Elegance: High ceilings, exposed brick walls, and a decorative fireplace create a warm and inviting atmosphere with a touch of historical character.

  • Bright & Cozy Living Room: Overlooking the tree-lined West 105th Street, the north-facing windows fill the living space with natural light.

  • Functional Kitchen: A windowed kitchen provides the perfect canvas to customize for your cooking and entertaining needs.

  • Top-Floor Perks: With no upstairs neighbors, enjoy tranquility and easy access to the building's rooftop deck.

Building Amenities:

  • Roof Deck: A spectacular space to take in city views and relax outdoors.

  • Fitness Center: Convenient on-site gym for your workouts.

  • Laundry Facilities: A shared laundry room for added convenience.

  • Bike Storage: Secure bike storage available for residents.

Prime Location:

  • Proximity to Central Park: Just over a block away from Central Park West.

  • Excellent Transit Options: Close to the B, C, and #1 subway lines.

  • Convenient Shopping & Dining: Easy access to Whole Foods, Trader Joe's, and top Upper West Side dining spots.

HDFC Income Restrictions:

This HDFC co-op is subject to income restrictions based on 120% of the Area Median Income (AMI):

  • One person: $130, 440

  • Two people: $149, 160

  • Three people: $167, 760

    (Confirm these figures with your agent or legal advisor. )

Showings are by appointment only-don't miss this opportunity!

Features

  • Town: New York
  • Cooling: Other
  • Levels: 5
  • Rooms: 3
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Building None
  • Year Built: 1900
  • Common Charge: $525 Monthly
  • Pet Policy: Building Yes,No
  • MLS#: RLS11030376
  • Days on Market: 103 days
  • Website: https://www.raveis.com
    /prop/RLS11030376/58w105thstreet_newyork_ny?source=qrflyer
Copyright © 2025  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of City Sphere   Phone: 929-469-5800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

New York (Manhattan Valley), NY, 10025

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,620 $2,759 $3,516
Total Monthly Payment $2,712 $2,851 $3,608

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.