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Welcome to 2226 Seven Oaks Drive, a BEAUTIFULLY UPDATED HOME DESIGNED FOR MODERN LIVING. This property offers the perfect blend of style, comfort, and convenience, making it an ideal choice for anyone seeking a move-in-ready home. Step inside and fall in love with the recently RENOVATED KITCHEN (2021), boasting updated CABINETS, gleaming QUARTZ COUNTERTOPS, modern PENDANT LIGHTING, and brand-new STAINLESS STEEL refrigerator and dishwasher. The thoughtful updates extend throughout the home, with new window treatments adding a touch of elegance to every room. UPSTAIRS, you'll find the convenience of a new WASHER and DRYER (2020) in the laundry room, ensuring your chores are a breeze. The TANKLESS WATER HEATER (2020) provides instant and endless hot water, while a new HVAC system (2021) and ROOF (2022) give you peace of mind for years to come. The home's layout is perfect for entertaining and relaxation, with spacious living areas downstairs and three bedrooms upstairs. The primary suite is a true retreat, featuring a full en suite bathroom and a large walk-in closet. The two additional bedrooms also offer generous closet space, ensuring plenty of room for everyone. Outside, enjoy the charm of the gated front patio, a perfect spot for morning coffee or evening gatherings. A one-car garage provides additional storage and convenience. Located in the heart of St. Cloud, this home offers unbeatable proximity to shopping, medical facilities, and all the attractions Orlando has to offer, thanks to easy access to the Turnpike. With low HOA fees and no CDD fees, you’ll enjoy affordability without sacrificing amenities. Publix is just around the corner, and an Aldi is coming soon, along with a variety of restaurants and shops to suit your lifestyle. Don’t forget the charm of downtown St. Cloud and its stunning lakefront, where you can enjoy boating and year-round special events. Don’t miss your chance to call this beautifully updated home your own—schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,590 | $2,002 |
Total Monthly Payment | $1,857 | $1,935 | $2,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.