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Charming 2-Bedroom, 2-Bath Home with Bonus Space in Desirable Disston Heights Neighborhood
Welcome to this beautifully maintained 2-bedroom, 2-bath home in the highly sought-after Disston Heights neighborhood of St. Petersburg. Situated in an ideal location, this property offers easy access to everything St. Pete has to offer, from the vibrant downtown area to local beaches, shopping, dining, and parks—all just minutes away.
Step inside to find a bright and inviting living space featuring an open floor plan and plenty of natural light. The two generously sized bedrooms offer comfort and privacy, with the two full baths conveniently positioned to serve both.
What truly sets this home apart is the bonus area that could easily be transformed into a separate rental, in-law suite, or home office, providing endless possibilities for flexible living. Whether you're looking to generate rental income, host family, or create additional space for yourself, this property has you covered.
The large yard provides an oasis for relaxation and outdoor activities, while the proximity to major roads ensures you're never far from the best of St. Petersburg.
Don’t miss out on this fantastic opportunity to own a versatile home in one of St. Pete’s most convenient and desirable neighborhoods. Schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $530 | $530 | $530 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,505 | $2,600 | $3,275 |
Total Monthly Payment | $3,110 | $3,205 | $3,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.