20 Roxland LANE, Palm Coast, FL, 32164 | $289,000

**Beautiful Like-New 2022 Holiday Sago Floor Plan on Oversized Lot with Ultimate Privacy**

This stunning, nearly brand-new home, built in 2022, boasts the highly sought-after Holiday Sago floor plan and is situated on an expansive oversized lot, offering both space and privacy. The solid concrete block construction provides lasting durability and peace of mind, while the lot’s size ensures room for all your outdoor dreams. Enjoy extra seclusion, as most neighboring properties are fenced in, creating a private retreat. As you enter the home, you’re greeted by a spacious, open-concept living area. The chef-inspired kitchen features sleek stainless steel appliances, including a new upgraded dishwasher, and a large center island that serves as a perfect gathering spot for friends and family. The kitchen seamlessly flows into the great room, allowing for easy interaction and a bright, airy atmosphere. With a split floor plan, the master suite is tucked away for maximum privacy and offers a luxurious walk-in shower for a spa-like experience. The layout is ideal for both relaxing and entertaining. Whether you’re hosting a dinner party or enjoying quiet family time, this home offers the perfect balance of functionality and style.

Located in a highly desirable area, this home is conveniently situated in the center of town, placing you within close proximity to the latest shopping centers, schools, and local parks. With the beach only 10 minutes away, you’ll have easy access to sand, surf, and sunsets. Whether you’re looking to downsize, upsize, or just find a modern, move-in-ready home in a prime location, this property checks all the boxes. The current owners are relocating, so this incredible opportunity is yours for the taking—don’t let it slip away!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,284
  • Acreage: 0.29
  • Est. Taxes: $2,329
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: FC306839
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/FC306839/20roxlandlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 1:10:38 AM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-446-0017

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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20 Roxland LANE, Palm Coast, FL, 32164

$289,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,200 $231,200 $231,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $194 $194 $194
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,461 $1,519 $1,935
Total Monthly Payment $1,730 $1,788 $2,204

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.