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LIVE YOUR BEST FLORIDA LIFE HERE! Come see this private, tropical paradise located in the heart of Punta Gorda Isles, close to everything that makes Punta Gorda one of the best places in SWFL to live! Don't let the year built keep you from looking at this updated gem - it shows like a much newer home! Forget 1979 - think 2005! Did I mention - NO HOA! This meticulously maintained 3-bedroom, 2-bath home offers direct boat access to the Peace River, Charlotte Harbor and the Gulf, with a 48-foot concrete dock on 90-foot of CITY MAINTAINED SEAWALL, with water and electric hook-up and a 10, 000 lb boat lift, all just steps from your backdoor. Launch your boat, cast a line, or cruise the canals or head out for bigger adventures — all from your own backyard. Peace of mind comes easy here, with a 9 FOOT ELEVATION (CERTIFICATE AVAILABLE!), the home has NEVER FLOODED, LOW-COST TRANSFERRABLE FLOOD INSURANCE POLICY, a NEW hurricane-rated front door, hurricane shutters (accordion and Kevlar) for all windows and doors. Set on a lush, tropical landscaped lot with serene garden pathways, a tranquil fountain with a small fish pond, this home is a gardener’s dream and an entertainer’s delight.
The oversized, caged lanai features a sparkling 15x29 in-ground pool that is 8+ feet deep, hot tub, and paver decking—perfect for hosting guests or relaxing after a day on the water. Inside, the home shines with thoughtful updates and elegant finishes, including 20-inch tile throughout the main living areas, a spacious great room with tray ceilings that are 9-foot high, crown molding, and custom lighting that creates a warm, inviting atmosphere. CITY WATER and SEWER! The kitchen is a showstopper with granite countertops, a 6-foot cooking island, stainless steel appliances, solid wood Shaker-style cabinetry with pull-out drawers for your pans, under-cabinet lighting, built in bar area with a conveniently located beverage cooler. The split floorplan flows beautifully to the adjacent breakfast nook and out through multiple sliding and French doors, blurring the line between indoor comfort and outdoor living. The split floor plan ensures privacy, with a large owner’s suite featuring direct access to the lanai, tranquil canal views, a spa-like en-suite bath with granite counters, plus a dedicated mini-split system for personalized climate control in the primary bedroom for those that like it cool when they sleep! Two spacious guest bedrooms—one with a walk-in closet and one with a built-in closet—share an updated bathroom that also serves as a convenient pool bath. Home features an updated electrical panel, ManaBloc plumbing system, and a security system with cameras and door/window triggers. The two-car garage includes a workshop area, adding even more flexibility and function. There is a dedicated pavered path leading from the driveway or garage to the gardening area at the back of the home. Punta Gorda Florida is known for its world-class boating community, fishing, excellent local restaurants, and lively arts and music scene—all just minutes away. Whether you're looking for a full-time residence or seasonal escape, this home offers the perfect blend of Florida charm, style, and saltwater adventure. Home is being sold AS-IS and the seller will entertain all reasonable offers. Schedule your private showing today and experience the best of Punta Gorda Isles waterfront living!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $408 | $408 | $408 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,329 | $3,456 | $4,385 |
Total Monthly Payment | $3,829 | $3,956 | $4,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.