4617 HARVEST ROW LANE, St. Cloud, FL, Florida, property flyer

4617 HARVEST ROW LANE, St. Cloud, FL, 34772 | $349,900

***NEW ROOF*** Welcome to this beautiful single-family home located at 4617 Harvest Row Lane in the desirable Gramercy Farms community of Saint Cloud, Florida. Built in 2014, this well-maintained residence offers 3 spacious bedrooms and 2 full bathrooms, providing ample space for comfortable living. As you step inside, you'll be greeted by a bright and open floor plan with ceramic tile flooring throughout the main living areas. The kitchen features modern appliances, plenty of counter space, and an island that’s perfect for meal prep or casual dining. Adjacent to the kitchen, the living area is ideal for family gatherings or entertaining guests. The primary bedroom offers a private retreat with an en-suite bathroom that includes dual sinks, a large walk-in closet, and a beautifully tiled shower. The additional bedrooms are generously sized and share a well-appointed bathroom. One of the highlights of this home is the screened lanai, perfect for enjoying Florida’s beautiful weather while overlooking the fully fenced backyard. This outdoor space provides a private and peaceful setting for relaxation or outdoor activities. Additional features of this home include a 2-car garage with a garage door opener, a laundry room, and energy-efficient windows. The home is equipped with central air conditioning and a heating system to keep you comfortable year-round. Gramercy Farms is a family-friendly community that offers amenities such as a playground, picnic areas, and walking trails. The location provides easy access to major highways, shopping centers, restaurants, and top-rated schools, including Hickory Tree Elementary and Harmony High School. Saint Cloud is known for its historic charm, scenic lakes, and vibrant community events. Residents can enjoy a variety of recreational activities, including boating, fishing, and hiking at nearby Lakefront Park. Don’t miss the opportunity to make this wonderful property your new home. Contact us today to schedule a viewing! ***WATER HEATER, HVAC = 10 years

Features

Rooms: 8
Bedrooms: 3
Baths: 2 full
Laundry: Inside, Laundry Room
Style: Traditional
Year Built: 2014
Garage: 2-car Garage Door Opener

Heating: Central
Cooling: Central Air
Approx Sq. Feet: 1,894
Acreage: 0.13
Est. Taxes: $7,541
HOA Fee: $88 Monthly
Lot Desc: In County, Sidewalk

Elem. School: Hickory Tree Elem
High School: Harmony High
Pet Policy: Yes
Appliances: Dishwasher, Range, Refrigerator
MLS#: O6275233
Days on Market: 56 days
Website: https://www.raveis.com
/prop/O6275233/4617harvestrowlane_stcloud_fl?source=qrflyer

This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2025 2:48:45 AM)
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
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Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4617 HARVEST ROW LANE, St. Cloud, FL, 34772

$349,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$279,920	$279,920	$279,920
Term	360 months	360 months	180 months
Initial Interest Rate**	6.500%	6.990%	5.990%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.108%	7.154%	6.248%
Monthly Tax Payment	$628	$628	$628
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$1,769	$1,860	$2,361
Total Monthly Payment	$2,472	$2,563	$3,064

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.