4940 SURFSIDE CIRCLE, Bradenton, FL, 34211 | $929,900

Enjoy this amenity-rich community with a Full-time Lifestyle Director + Active Social Schedule. Feel like a game of tennis, pickleball, or bocce ball? Come on over! Everything has been done for you in this home, so now you can sit by the pool or head down to the clubhouse.
Check out this upgraded *3-Bedroom + Den + 3. 5-Bath home with 10 Ft-Ceilings & Oversized Windows for Natural Light. * The Popular Palm Beach Floor Plan has a split bedroom layout, an Extra 1/2 Bath & Huge Side Load Garage. Inside, you will find over $70K of custom cabinetry. The Living Room features Floating Cabinetry with Underlighting & Feature Shelving with Backlighting. The Office/Den has a large built-in workspace, plenty of storage to keep you organized + a hidden printer/copier station, + added lighting. The **Laundry Room** includes ample cabinetry + a Stacked Washer/Dryer & deep Blanco Sink for convenience and storage. Looking closely at the laundry room, you can find hidden storage areas and pull-out shelves. *The Owner's Suite has a Zero Entry Spa Shower with Floor-Ceiling Tile, Upgraded Comfort Height Cabinetry with Quartz Counters + Built-Out Closet with Pullout Shelving for Shoes, & Jewelry Drawers.
*Allergies or Pets?? NO Problem. . . NO Carpet*. Easy to clean flooring with all the grout sealed (flooring and showers).

The kitchen has **Upgraded Appliances**, Pull-Out Shelving, Soft Close, Extended Drawers + Quartz Countertops. The dining area flows seamlessly into the kitchen and living room--Great for Entertaining-- Step outside to your Private Lot and enjoy the **31-ft Long Saltwater Pool** complete with a Sun Shelf, Fountains, and Bubblers – a perfect spot to relax and soak up the Florida sunshine. The lanai is **Plumbed for a Complete Outdoor Kitchen**, and the lush landscaping provides the ultimate privacy, with no homes directly behind and extra space on both sides. *You cannot see your neighbors on either side when you are out back. * This is a Premium Lot, with each side yard ++ space. The back of the house has a *Northeast Orientation --- you can enjoy Florida evenings without the Hot Western Exposure*.

The Oversized **3-Car Garage** Offers 720 + SQ FT -- giving you plenty of room for vehicles, storage, or hobbies. Added Dedicated Outlets in the garage to ensure Ample Power for Tools & Fridge.

This home is located in a vibrant **55+ community** with a wide range of amenities, including pickleball, tennis, a resort-style pool, a resistance pool, and regular events to keep you active and social. Don’t miss this incredible opportunity – schedule your showing today!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Handicap Modified, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary
  • Year Built: 2021
  • Garage: 3-car Driveway, Garage Door Opener, Garage Faces Side, Oversized
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,560
  • Acreage: 0.21
  • Est. Taxes: $9,892
  • HOA Fee: $1,497 Quarterly
  • Lot Desc: Landscaped, Level, Sidewalk
  • View: Trees/Woods
  • Adult Communities: Yes
  • Pool: Gunite, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: A4638033
  • Days on Market: 101 days
  • Website: https://www.raveis.com
    /eprop/A4638033/4940surfsidecircle_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 4:47:07 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4940 SURFSIDE CIRCLE, Bradenton, FL, 34211

$929,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $743,920 $743,920 $743,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $824 $824 $824
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,520 $4,763 $6,480
Total Monthly Payment $5,436 $5,679 $7,396

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.