3259 HILARY CIRCLE, #1C, Palm Harbor, FL, 34684 | $369,900

The Villa offers a perfect blend of modern upgrades and serene surroundings epitomizing the active resort-style living at its finest within the Highland Lakes 55+ community. An active community that LOVES to play GOLF (for "FREE") on 3 Executive courses, Pickle Ball Courts, Tennis Courts, Shuffleboard Courts with a community clubhouse providing a welcoming atmosphere, complete with a lending library, a billiards room, and a spacious auditorium for dances and shows. There is a geothermal Olympic sized pool just a two-minute walk away offering a variety of activities such as water aerobics. The RV/boat lot with secure parking and easy access boat ramp is perfect for those desiring to utilize the pontoon boats to cruise Lake Tarpon. Other activities include Little Theatre for Actors and a Chorus for singers.
This meticulously maintained residence is an exceptional 2-bedroom/2 bath villa. The villa has hurricane impact windows with 3½ inch KEY WEST PLANTATION SHUTTERS in the Living Room and Bedrooms! Plus, beautiful flooring in Living room and large 18" tiles to complement the flooring in the kitchen and bathrooms. Soft close cabinets and doors throughout the property. The popcorn ceilings have been removed and refinished with CROWN MOLDING. Both bathrooms are updated with SOFT-CLOSE Cabinets, Granite Countertops accompanied by Glacier Bay fixtures in the sinks and showers. There is a spacious Master bedroom with walk-in closet and a second closet with plenty of room for storage. The master shower has a frameless entry, fully tiled w/decorative tile accent and a niche shelf. The Guest bedroom is in front of home and a large closet. The guest bathroom is adjacent to the guest bedroom and offers a quartz vanity, storage cabinet and beautifully tiled walk-in shower. The kitchen presents very well with STAINLESS STEEL APPLIANCES, CUSTOM SOLID WOOD CABINETS, luxurious Granite countertops and a stainless-steel sink. PLUS… The office/den or Florida Room is perfect for sipping morning coffee while soaking up the peaceful surroundings, leading to a LARGE greenbelt area outside. Additional features: HVAC replaced in 2020, Roof replaced in 2023, Skylight and Light Tunnels replaced in 2023. The interior has been freshly painted in the summer of 2024. The home has been LOVINGLY cared for by the owners, which will allow you to have peace of mind owning a move in ready property.
*This property is within minutes of the best gulf beaches, is close proximity to the airport, Tampa and Clearwater’s many events, sports/venues add even more ways to enjoy the fun and enhance your new lifestyle.
Please be sure to review the list of upgrades attached within the MLS.

Features

  • Amenities: Cable TV, Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s)
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1981
  • Garage: 1-car Electric Vehicle Charging Station(s), Garage Door Opener, Open
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,330
  • Acreage: 2.02
  • Est. Taxes: $4,030
  • HOA Fee: $750 Monthly
  • Adult Communities: Yes
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: No
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Washer
  • MLS#: W7871619
  • Days on Market: 90 days
  • Website: https://www.raveis.com
    /prop/W7871619/3259hilarycircle_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 3:33:26 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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NMLS Mortgage Loan Originator ID 16953

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3259 HILARY CIRCLE, #1C, Palm Harbor, FL, 34684

$369,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,920 $295,920 $295,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $336 $336 $336
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,870 $1,944 $2,477
Total Monthly Payment $2,281 $2,355 $2,888

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.