2864 Mill Creek ROAD, Port Charlotte, FL, 33953 | $764,000

Welcome to Your Tropical Oasis! Step into a world of vibrant charm and perpetual vacation vibes with this stunning 4-bedroom, 3-bathroom Florida retreat. Perfectly blending fun and sophistication, this home is a one-of-a-kind masterpiece with unique Key West-inspired decor. Bright neon and coastal beachy colors create a joyful atmosphere, making every day feel like a getaway. The property boasts a desirable extended 3-car garage, offering ample space for vehicles, storage, or even a workshop. Outside, the lush, tropical landscaping envelops the home, providing unparalleled privacy and the ambiance of a secluded paradise. The meticulously designed gardens lead to an expansive screened lanai where you'll find the centerpiece of the outdoor living space: a heated pool and spa. Relax on the in-pool lounge chair platform and enjoy the soothing sounds of the cascading fountain and unwind in your own tropical haven. Inside, the home is as functional as it is stylish, offering a large great room open floor plan to the kitchen, motorized blinds, and impact windows for peace of mind. Recent valuable upgrades include a brand-new 2024 tile roof, and replaced air conditioner, water heater, dishwasher, and carpets in the bedrooms. Designer furnishings, available for purchase, elevate the refined yet playful vibe, ensuring this home is move-in ready and ideal for entertaining. Whether hosting guests or seeking your own slice of happiness, this home is a perfect blend of relaxation and style—a true "happy place" sure to bring smiles and cherished memories for years to come. Call today to schedule your private showing and explore all the exceptional features of this estate home and the reputable Riverwood community! As a resident, you’ll have access to Riverwood’s renowned amenities, including a championship golf course, ranked among the Top 50 U. S. Courses by Golf Advisor. The community boasts lap and resort-style pools, a state-of-the-art fitness center, pickleball and tennis courts, a dog park, lawn croquet, bocce courts, a craft room and a library, all nestled within a lush, Audubon-certified green community brimming with Florida’s native wildlife. Take your lifestyle to the next level with exclusive membership options, offering access to Riverwood Golf Club’s private 72-par championship course and a private beach club on stunning Manasota Key. Ideally situated along the scenic Myakka River, Riverwood offers the perfect balance of tranquility and convenience. Enjoy being away from it all while remaining close to dining, shopping, cultural events, boating, and the pristine beaches of Southwest Florida. Centrally located between Sarasota and Fort Myers, this community is a dream come true for those seeking the ultimate Florida lifestyle. Don’t miss out—your paradise awaits!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Optional Additional Fees, Park, Pickleball Court(s), Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2012
  • Garage: 3-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,428
  • Acreage: 0.32
  • Est. Taxes: $11,319
  • HOA Fee: $347 Monthly
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Gunite
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Freezer, Range, Washer
  • MLS#: D6139869
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/D6139869/2864millcreekroad_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2025 11:32:08 PM)
Listing courtesy of RIVERWOOD REALTY   Phone: 941-743-9663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2864 Mill Creek ROAD, Port Charlotte, FL, 33953

$764,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $611,200 $611,200 $611,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.172% 7.154% 6.172%
Monthly Tax Payment $943 $943 $943
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,914 $4,062 $5,116
Total Monthly Payment $4,949 $5,097 $6,151

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.