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This sailboat waterfront, 2 bedroom, 2 bath condo is located in the Conquistador Landing Condominium Community in the beautiful waterfront community of Punta Gorda Isles and comes with deeded dock and assigned covered parking! 2 Story condo building, Insurance has been settled, Go boating via Alligator Creek, you are just minutes to Charlotte Harbor and then on to the blue waters of the Gulf of Mexico. From your balcony enjoy breathtaking views of the waterway and wide turning basin and watch the waterfowl and wildlife that abound in this area. And you are just steps to the heated community pool and your dock. This residence has a bright and open floor plan and is tastefully appointed with wood plank laminate flooring throughout, recessed lighting, ceiling fans throughout, and sliders leading to the balcony. Open up the sliders and bring the outdoors into your living area for a true Florida atmosphere! The kitchen is equipped with new stainless appliances including 4 door fridge, warm wood cabinetry, stone counters with tile back splash, pantry, and breakfast bar the opens to the main living area for easy entertaining. The owner’s suite with a large walk-in closet has an en suite bath with his and hers sinks and custom tiled, glassed shower. For your convenience there is a dedicated laundry room with stacked front-load washer & dryer and shelving for extra storage. Other key features include new metal roof and insulation in 2024, new exterior lighting, new hot water heater in 2022, and new AC system in 2022. Conquistador Landing offers beautifully maintained grounds and heated community pool for year-round enjoyment – all overlooking the waterway and turning basin. Proximity to local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to waterfront public parks with bike and walking trails and picnic areas, and boat ramps providing access to many other waterways including the Peace and Myakka Rivers and the Gulf of Mexico. Historic downtown Punta Gorda and popular Fishermen’s Village with quaint shops and cafes nearby. Perfect location – quiet waterfront community yet all conveniences and amenities nearby. And quick and easy access to Interstate 75 with Fort Myers and Naples to the South and Sarasota and Tampa to the North. So, don’t miss your opportunity to enjoy living in your own little piece of waterfront paradise! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,497 | $1,576 | $2,008 |
Total Monthly Payment | $1,947 | $2,026 | $2,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.