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HUGE PRICE IMPROVEMENT!! Don't miss this opportunity to live in the very sought after MiraBay community in Apollo Beach! Beautiful 4 bedroom/3 1/2 bath pool home with over 3, 000 sq ft of living space and an attached 2 car garage. As you pull up to the home you will first notice very nice mature landscaping and then be wowed by the large patio across the front of the home and the oversized balcony upstairs that overlooks the front of the property. When you enter through the front door you will be greeted by a very spacious formal dining/living room with ceramic tile leading into the kitchen/living room combo. The separate office space is immediately on the left with beautiful wood flooring for those that wish to work from home or to use for arts and crafts or even a game room for the family. When you enter the kitchen/living room area you will be wowed by the large open floorplan space and beautiful 42" solid wood cabinetry, stainless appliances, granite countertops, kitchen island with breakfast bar, gas stove, crown molding, and eat-in kitchen space. Through the living room lies the spacious master bedroom with walk-in closet and large master bathroom with walk-in shower and separate soaking tub. From the Master Bedroom you also will have access through your private French Doors to the beautiful newly installed swimming pool with spa and pool cage, separate from the access from the living room and access from the eat-in kitchen area. In addition to the pool cage, the pool area also has a large covered seating area to relax in the morning with a good cup of coffee or in the evening with a beverage of your choice as you enjoy the tranquility of no backyard neighbors. As you move up the stairs to the second floor you will be greeted by a large loft for your perfect media room or play room or even a pool table room. The second floor also contains the 3 other spacious bedrooms and 2 bathrooms, one bedroom of which provides access to the upstairs balcony. Also note that a brand new roof installed January 2025 and new A/C air handler and outside condenser unit for the upstairs only 1 year old. This home is immaculate and ready for you to enjoy the perfect Florida paradise in a perfect community. The MiraBay community offers a clubhouse with resort-style swimming pool, fitness center, cafe, salon, basketball courts, tennis courts, pickelball courts, parks, playgrounds, kayaking & paddleboarding and more. You will be a short drive from many dining optioins, shopping, downtown Tampa and the beautiful Florida beaches. Seller has current Flood Insurance that is transferable. Call today for your private showing!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $1,021 | $1,021 | $1,021 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,329 | $3,456 | $4,352 |
Total Monthly Payment | $4,442 | $4,569 | $5,465 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.