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MOTIVATED SELLER!!!! A BEAUTIFUL HOME AND SPACIOUS YARD, NO CDD, LOW HOA, AND A WORKSHOP GARAGE. The seller is offering 1 year of home warranty. This impeccable home is located in St. Johns (top-rated school district) It is not in the evacuation zone area, a corner lot with 1. 16 acres fenced, it's not located in a flood zone, and 3, 320 ft of livable area. The spacious 2-story open-concept plan home has a grand foyer with solid columns that elevate the environment. It also offers 4 bedrooms and 4 full bathrooms, including a separate office/den/flex room with French doors; on the second floor is a loft, 1 great-sized bedroom, and a full bathroom. The whole house features a soaring ceiling (14' tall), hardwood flooring and oversized windows with Plantation shutters that flood the space with abundant natural light. The Kitchen boasts stainless steel appliances, gorgeous custom 42'' white crown molding cabinets, pull-out shelves, a breakfast bar, a gas cooktop and a good-sized pantry. The expansive primary room includes a spa-like bathroom with a jacuzzi, dual vanity and double walk-in closet with a mirrored door. The big plus bonus is the huge workshop garage in the backyard in addition to the one in the house, also has 2 separate well with 1 of them being an artesian well with 650ft.
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Our Executive Mortgage Banker:
Our Insurance Division:
$862,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $689,600 | $689,600 | $689,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.754% | 6.792% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,246 | $4,416 | $6,055 |
Total Monthly Payment | $4,737 | $4,907 | $6,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.