604 PENNSYLVANIA AVENUE, Crystal Beach, FL, 34681 | $499,900

Under contract-accepting backup offers. Crystal Beach, just a couple blocks west of Alt. 19 between Tarpon Springs and Dunedin, a little piece of heaven if you know where to look. Find your peace with this charming, furnished, 2 story, 2-bedroom, 3-bathroom home in the heart of Crystal Beach, remodeled in 2016 and NEVER FLOODED, NO DAMAGE AT ALL FROM EITHER HELENE OR MILTON. Downstairs has 1 bedroom, 2-bathroom, full kitchen with center island and plenty of storage, tongue and groove pine ceiling and woodwork, and tile floors throughout except in the bedroom. The bedroom is adjacent to an ample laundry area and second bathroom. Easy access from the bedroom to a spacious patio, perfect for outdoor entertaining and sporting a hot tub with a new cover. Protected from the elements you can enjoy a luxurious, warm soak even if the weather is not cooperating. The second floor has its own entrance, 1-bedroom, 1-bathroom, a full kitchen, and a lovely porch with a view towards Mayo Street, a main north/south thoroughfare in Crystal Beach. Most of the windows throughout are impact windows and the downstairs features plantation shutters in the living and dining areas. The fenced yard is pet friendly and provides plenty of room for outdoor activities. This property is perfect for use as a primary residence, vacation home, or investment rental. The 2nd story could serve as a mother-in-law suite for visiting guests, or an income generating short- or long-term rental. Plenty of parking available in the double, brick driveway. The community is golf-cart friendly, has its own post office, the Pinellas Trail runs through it, has its own community park, beach, and soon to be reconstructed pier (destroyed by Helene). Oh, and spectacular sunsets over St. Joseph’s Sound. The property is a short walk from the post office, the park, the trail, and the beach, and just down Alt. 19 from the Innisbrook Golf Resort, featuring the Copperhead course, home of the PGA Tour’s Valspar Championship. You must experience Crystal Beach to believe it. They say “if you’re lucky enough to live in Crystal Beach, you’re lucky enough. ” Come get your little piece of heaven.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 1949
  • Heating: Electric, Propane
  • Cooling: Mini-Split Unit(s), Wall/Window Unit(s)
  • Approx Sq. Feet: 1,308
  • Acreage: 0.14
  • Est. Taxes: $2,262
  • Elem. School: Ozona Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8344822
  • Days on Market: 84 days
  • Website: https://www.raveis.com
    /prop/TB8344822/604pennsylvaniaavenue_crystalbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2025 12:47:10 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTER   Phone: 813-553-6869

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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604 PENNSYLVANIA AVENUE, Crystal Beach, FL, 34681

$499,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,920 $399,920 $399,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.046%
Monthly Tax Payment $189 $189 $189
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,495 $2,627 $3,321
Total Monthly Payment $2,758 $2,890 $3,584

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.