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Under contract-accepting backup offers. A stunning display of mature oak trees and curb appeal greet you at this charming Southwest Winter Haven home. NO MANDATORY HOA! Ideally located just off Winter Lake Rd, this home is only minutes away from the best that both Winter Haven and Lakeland have to offer, and less than 3 miles to the Polk Parkway entrance for easy access to I-4. Upon entering, you’re welcomed into a living room full of character, complete with vaulted ceilings, Bamboo Floors, a dry bar, and a striking wood-burning fireplace that is an exceptional centerpiece of the home. The kitchen, which opens seamlessly to the living area, boasts a brand new dishwasher and a NATURAL GAS RANGE. Adjacent to the kitchen, a lovely dining room provides the ideal space for family meals or intimate gatherings. Near the kitchen and dining area is a laundry room that seconds as a mud room leading into the 2-Car Garage! Off the living room, you'll find two inviting guest bedrooms and a well-appointed guest bathroom. At the end of the hall, the master suite offers the utmost privacy and comfort, featuring a generous en-suite bathroom and a cozy sitting area. The master bathroom is a true retreat with dual sinks, a garden tub, a stylishly updated shower, and a walk-in closet. One of the standout features of this home is the expansive SCREENED LANAI, accessible via three sets of doors from the dining room, living room, and master bedroom—the perfect mix of indoor and outdoor living. The FULLY FENCED BACKYARD provides the perfect space for relaxing in Florida’s year-round sunshine and a well for irrigation keeps your grass green while keeping your water bill low. NEW SEPTIC DRAIN FIELD 2025!! ROOF REPLACED 2022, HVAC REPLACED 2019, WATER HEATER REPALCED 2021, EXTERIOR PAINT 2021, SCREEN ENCLOSURE RESCREENED 2022! NO MANDATORY HOA!!! Schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $188 | $188 | $188 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,769 | $1,839 | $2,343 |
Total Monthly Payment | $2,032 | $2,102 | $2,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.