102 STAFFORD DRIVE, Palm Harbor, FL, 34684 | $415,900

Located in the heart of Palm Harbor, 102 Stanford Drive is move-in ready and shines with pride of ownership. This is a fantastic opportunity to own a 2 bedroom, 2 bathroom, 2 car garage, 1, 264 square foot home on a large corner lot located in the coveted Highland Lakes community. As you step onto the beautifully landscaped property at 102 Stanford Drive, you are welcomed with a screened-in front patio, a gorgeous leaded glass door with freshly painted exterior. Entering the open-concept living room and formal dining room, you will notice how bright and airy the space is. To your right is the heart of the home, the kitchen. Fully updated with no details spared, you will find custom real wood cabinets with soft close features, stunning granite countertops, glass tile backsplash, updated stainless steel appliances, recessed lighting, and more! The wood-look tile flooring flows from the kitchen into the dining nook perfect for everyday gatherings. Open to the dining space is a dreamy Florida room that is filled with an abundance of sunshine through the wall-to-wall windows and features modern tile flooring. Around the corner is a convenient guest bathroom that has been tastefully updated and has a walk-in shower. Step outside to the private back patio area and enjoy the spacious yard and paved sitting area. Back inside on the opposite part of the home are the guest and primary bedrooms, both filled with light and ample closet space. Just off the bedrooms is the spacious updated bathroom with granite counters, and a bathtub/shower combo. This wonderful home can be purchased fully furnished if desired! Flood Zone X with 80+ feet elevation! Other property updates include: Updated Electrical Panel and double paned windows throughout, HVAC (2017), Dishwasher (2019), Microwave (2017), Water Heater (2014). The prized 55+ community of Highland Lakes truly has something for everyone. You will enjoy multiple heated pools, 3 private executive golf courses, active pickleball & tennis leagues, and beginner clinics. There are also shuffleboard, bocce, bowling leagues, and fitness programs that include water aerobics, yoga, synchronized swimming & chair volleyball. There are hobby clubs, events, arts & crafts classes & studios, a woodshop, and a library. Lake Tarpon Lodge offers a 2nd heated pool, picnic & party facilities, a fishing pier, and community pontoon boats. There is free RV or boat storage in a secure lot, a private boat ramp, and an open dock as well. 55+ Living doesn’t get much better than this. The home and neighborhood are located in the heart of Pinellas County with easy access to retail, hospitals, award-winning beaches, two international airports, and more.

Features

  • Amenities: Clubhouse, Fitness Center, Golf Course, Pickleball Court(s), Pool, Shuffleboard Court, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 86 x 112
  • Laundry: In Garage
  • Year Built: 1979
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,264
  • Acreage: 0.22
  • Lot Size: 86 x 112
  • Est. Taxes: $5,432
  • HOA Fee: $164 Monthly
  • Lot Desc: Corner Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8343542
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/TB8343542/102stafforddrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 8:32:08 PM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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102 STAFFORD DRIVE, Palm Harbor, FL, 34684

$415,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $332,720 $332,720 $332,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $453 $453 $453
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,103 $2,186 $2,785
Total Monthly Payment $2,631 $2,714 $3,313

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.