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Seller says ALL REASONABLE OFFERS WILL BE ENTERTAINED! This wonderful condo offers a sunny screened lanai that faces East for a healthy dose of Vitamin D and a daily sunrise. This unit has been owner occupied for many years and features a number of upgrades including updated kitchen with granite countertops and stainless-steel appliances, updated bathrooms with matching cabinetry and countertops plus custom tile and laminate wood flooring throughout for easy cleanup after a fun day at the beach or a long therapeutic walk in the salt air and sunshine. Plantation shutters and storm shutters. Building I is conveniently located near the oceanside pool and beach walkover as well as the heated pool, clubhouse and fitness room. Ocean Village Club is a popular resort in the heart of St Augustine Beach and walking or biking distance to great coffee shops, outstanding restaurants, entertainment, grocery and retail shops and so much more. Owners are allowed 2 pets with no restriction on size or weight but only restricted on "aggressive breeds" per the association's master insurance. Monthly condo dues include AT&T package which includes Wi-Fi, Cable, heated and unheated pools, clubhouse with fitness center, outdoor dining pavilion and community grills, tennis courts, shuffleboard courts as well as a car wash area. *Owners make a 13th payment of $450 towards Reserve Funds with Next Payment due October, 2025. Buyer is aware and assumes all future payments. **3D Video Tour Link: https: //nodalview. com/s/2vT1v0Uyv8nxUm-GRJB_qb
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $86 | $86 | $86 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
Total Monthly Payment | $2,436 | $2,526 | $3,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.