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Enjoy seasonal views of Lake Keowee within the desirable full amenity community of Keowee Key. A charming three bedroom, two bath cottage style home offering a sun room, screened porch and an open air grilling deck for a variety of entertaining. Step inside to the heart of a southern style home. Soaring wood beamed ceilings add volume to the living areas of this inviting home. The dining area offers ample space for gatherings, while the living room features the anchor of a cozy stone fireplace. French doors off the rear of the living room lead to multiple entertaining areas for family and friends. The two additional bedrooms are easily transitioned from guest quarters to a home office or hobby room with an open air loft and also a full bath in between. There is a secret door to the an additional room that was transitioned into a home office in 2019. A peaceful lake view setting for relaxed lake living that is a 1/4 mile to Laurel Park for lake access and boat slips. Enjoy the beauty of Keowee Key and its many amenities while having a comfortable and functional home to call your own. Keowee Key is an active Lake Keowee full amenity community offering an 18-hole golf course, fitness center, tennis and pickleball racquet club, indoor Olympic size heated pool, two outdoor pools, multiple marinas with watercraft rental and fuel docks, dining bar and Bistro with indoor and outdoor seating, dog park, walking trails, multiple social clubs and more. This home is a manageable size for all levels of residence; an alternative to condo or townhome living, primary, secondary or seasonal residence. HVAC installed on main floor 2025. Roof replaced in 2023.
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$429,000
William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,169 | $2,255 | $2,873 |
Total Monthly Payment | $2,305 | $2,391 | $3,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.