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This popular “Mistella” floor plan with flex option for 5th bedroom enjoys many outstanding features, including a first-floor bedroom with adjacent full bath, two-story grand entry, separate family and living rooms, generously-sized upstairs master bedroom suite, large guest bedroom with oversized walk-in closet, and preferred side-load garage. This well-maintained large family home has lots of natural light with over 2700 feet – the perfect layout for a growing family or empty-nesters needing lots of space for visiting family and friends. Enjoy expansive golf views from your private screened lanai (plenty of room to add a pool) off the formal dining area/family room, which opens to a large kitchen complete with a breakfast bar and an abundance of cabinets and counter space and with sizable center island. Off the kitchen is a separate dining area – perfect as a breakfast room, home office, exercise area, etc. Valencia Country Club is a wonderful, low-density, gated community of single-family homes (no condos). Amenities include a clubhouse with resort-style pool, well-equipped fitness center, kitchen, theatre, card/meeting and billiards rooms. Popular Valencia Golf & CC golf course meanders through the community and is available on a pay-as-you-play basis (golf membership is not mandatory). The low monthly HOA fee also covers lawn care, irrigation and security monitoring. Pet friendly, no CDD, and owner golf carts are allowed. Growing area close to schools (public, private and charter), shopping, dining, healthcare, County Parks, casino, plus a multitude of new businesses being currently developed within a mile of the property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,920 | $431,920 | $431,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $257 | $257 | $257 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,730 | $2,871 | $3,616 |
Total Monthly Payment | $3,079 | $3,220 | $3,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.