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Coastal Living at Its Best – Walk to the Beach & Intracoastal! Nestled between the sandy shores of the Atlantic Ocean and the tranquil Intracoastal Waterway, this beautifully maintained 2-bedroom, 2-bathroom, 2-car garage home offers the ultimate beachside lifestyle in highly sought-after Beachside New Smyrna. Located within walking distance to local shops ie. The Garlic, Starbucks, Publix, and just minutes from SR-44 and I-95, this home provides both convenience and serenity. Built with solid concrete block construction, this home has no history of flooding and boasts a metal roof, impact-resistant wind-rated windows, and a whole-house propane-fueled generator, ensuring peace of mind in any weather. The well-manicured landscaping is complemented by an irrigation well to keep your yard lush year-round. Step inside to find a spacious and functional layout ready for your finishing touch~ Enjoy the outdoor shower after a day at the beach, or unwind in your private backyard oasis, perfect for relaxing. This home is a true gem for those seeking a blend of coastal charm, modern convenience in a top-tier location. Don’t miss this rare opportunity—schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,540 | $3,679 | $4,688 |
Total Monthly Payment | $3,789 | $3,928 | $4,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.