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The Groves of Land O Lakes ~ Gorgeous 55+ GATED community loaded with amenities including FREE Spectrum internet! Immaculate 3 bedroom, 2 bath & 2-car garage home with a beautiful curb appeal including a well appointed botanical garden located on a one of the larger conservation homesite. Included is a fully fenced in area which is perfect to let you dog out to romp & play outdoors. Make it an easy move with optional furnishings & golf cart! Nice open floorplan with separate dining & living rooms along with a morning room. Additional enclosed entertaining space with an upgraded screened-in lanai overlooking the splendid conservation view. NO CARPET! Plantation shutters throughout! Enjoy insurance savings with SHATTERED PROOF (per owner) hurricane windows! Plenty of room for entertaining with friends & family. Fabulous kitchen with 2 separate islands. Numerous cabinets with upgraded cabinet doors for storage including a corner cabinet for a lazy susan. Additional closet style pantry for even more storage! Private Master suite with natural light coming through the 3 separate transom windows & rear bay windows with a fabulous view of the rear yard. Included in the Master Suite is a en-suite with a large vanity housing dual sinks, large shower & large walk-in closet. 2 roomy secondary bedrooms with a secondary/guest bath. Well equipped laundry room with washer/dryer, soaking tub, upper cabinets & 2 drip rods. This is a fabulous place to meet new friends with tons of things to do such as laying out at the very inviting community pool, taking your 4-legged friend to the DOG PARK, shuffleboard courts, gamerooms, fitness center, tennis & pickleball courts, golf course & more!!! Just a hop, skip & jump away from Publix, Walgreens, dentist, medical facilities, eateries, shopping, pet venues & more!!! SELLER'S PREFERRED LENDER OFFERING UP TO 1% BACK TOWARDS BUYER'S CLOSING COST. Call today for your PRIVATE showing!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $447 | $447 | $447 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,872 | $1,971 | $2,511 |
Total Monthly Payment | $2,394 | $2,493 | $3,033 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.