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Indulge in a wealth of lavish upgrades and enhancements that define this rare Tower 400 sanctuary—a must-see masterpiece for the most discerning buyers. Welcome to the epitome of luxury living in the newest Tower 400, '02 unit on the 15th floor. This elegantly designed 4-bedroom, 3. 5-bathroom residence spans an impressive 3, 290 square feet, offering unparalleled sunset vistas of the Gulf and Wiggins Pass, along with breathtaking sunrise views over the clubhouse and the prestigious Kinsale Golf Course. Expertly curated by the nationally acclaimed interior designer Renee Gaddis, this residence is a testament to craftsmanship and style. Immerse yourself in the opulence of Legno Bastone European white oak wood floors, complemented by exquisite custom chandeliers, wall sconces, drapery and wallpapers from renowned designers Schumacher, Phillip Jefferies, and Thibaut. The sophisticated living space boasts a custom built-in Dimplex Ignite fireplace and meticulously upgraded cabinetry. The gourmet kitchen is a culinary haven, with upgraded quartz countertops, premium Wolf and Sub-Zero appliances, a natural gas cooktop, dual Bosch dishwashers, a built-in Miele coffee/espresso machine, and a Kinetico reverse osmosis system. Maximize storage space with upgraded custom built-in cabinetry in the laundry room, the master bedroom walk-in closet, and refined cabinetry in bedrooms 2 and 3. Effortless living is ensured with automated shutters, lighting, and music, all managed by an advanced premium Smart Home system. The expansive patio lanai, equipped with an outdoor TV and speaker system, is safeguarded by hurricane shutters, providing peace of mind while you're away. Ascend a few floors to the rooftop terrace pool to savor a sunset, or stroll across the street to the five-star luxurious clubhouse, boasting three pools, two gourmet restaurants, a wellness center, pickleball, tennis, and more. Welcome to an uncomplicated, coastal luxurious lifestyle at Kalea Bay, where elegance meets ease and every detail is designed for your utmost pleasure.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$50,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $40,000 | $40,000 | $40,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $250 | $263 | $335 |
Total Monthly Payment | $325 | $338 | $410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.