115 LOS CEDROS DRIVE, Anna Maria, FL, 34216 | $1,899,000

Immerse yourself in coastal luxury at 115 Los Cedros, your private sanctuary on idyllic Anna Maria Island. This luxuriously renovated, single-story haven is 100% impact protected (windows / doors / garage / roof) and has a hammerhead flood barrier system on all exterior openings for flood control up to 2. 62’.  Nestled in the coveted North End on a large 10, 000 sqft lot that is mere steps from the Gulf of Mexico's pristine shores, tranquility awaits. Unwind in this newly furnished beach residence, boasting four bedrooms and three and a half baths. Unwind by the expansive, resort-style saltwater pool with a swim-up shelf and a heated spa, offering the ultimate in privacy. Tranquil moments beckon from your private deck on Lake Marsha, perfect for casting a line or gliding through the water on a kayak. Lush, mature landscaping and professional lighting create an intimate ambiance that lingers long after sunset. 115 Los Cedros offers not only an unforgettable island retreat but also a proven income property. Step inside the welcoming embrace of a charming lanai, an idyllic spot for shaded relaxation. The light-filled interior showcases a stunning open floor plan, accentuated by gleaming terrazzo floors and soaring vaulted ceilings that exude a sense of grandeur. Each meticulously designed room promises comfort and style, ensuring an unforgettable experience for all. A designer kitchen awaits your culinary creations, featuring sleek shaker upper cabinets adorned with copper hardware, stainless steel open restaurant style lower shelves and top-of-the-line new stainless steel appliances. Entertain effortlessly in the grand living room, where expansive brand new impact resistant sliding glass doors open to a travertine patio and the inviting pool. The thoughtfully designed split-bedroom layout ensures privacy for all. This masterpiece has been meticulously renovated, featuring a new metal roof, impact windows and doors, new water heater 2025, new pool pump and elevated platform 2025, new A/C & heater and elevated platform 2025 and all new kitchen appliances 2025. The luxurious bathrooms boast custom tilework, glass shower doors, and Kohler fixtures. Leave your worries behind with a complete flood protection system. An on-site garage provides a haven for your golf cart and beach toys. The extensive list of upgrades is truly extraordinary. 115 Los Cedros redefines beach luxury, offering an unparalleled escape for the most discerning buyer. ** Property information received from third-party sources is considered reliable but is not guaranteed. All information should be independently verified by buyers and buyer's agent.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: In Garage
  • Style: Florida, Key West, Ranch
  • Year Built: 1957
  • Garage: 1-car Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,497
  • Acreage: 0.21
  • Est. Taxes: $25,386
  • Lot Desc: Corner Lot, Flood Insurance Required, FloodZone, City Lot
  • View: Water
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pool: Gunite, Heated, In Ground, Lap, Lighting, Salt Water
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: A4638650
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /eprop/A4638650/115loscedrosdrive_annamaria_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 7:47:09 AM)
Listing courtesy of SALTY MERMAID REAL ESTATE LLC   Phone: 941-224-3304

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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115 LOS CEDROS DRIVE, Anna Maria, FL, 34216

$1,899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,519,200 $1,519,200 $1,519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.898% 6.739% 6.560%
Monthly Tax Payment $2,116 $2,116 $2,116
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,354 $9,728 $13,130
Total Monthly Payment $11,595 $11,969 $15,371

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.