400 CINNAMON BEACH WAY, #321, Palm Coast, FL, 32137 | $825,000

Step into coastal elegance with this beautifully updated Cinnamon Beach condo at Ocean Hammock, now offered at an incredible limited-time discount. Perched on the second floor of Building 400, this residence delivers breathtaking views of the Atlantic Ocean and the lush Hammock Beach Golf Course.

Inside, you'll find a sophisticated blend of modern and organic design elements. The newly renovated kitchen features quartz countertops and backsplash, pot drawers, a wine cooler, and custom lighted display cabinets. Additional upgrades include new appliances, motorized custom shades and draperies, and stylish new flooring throughout—creating a serene and refined living space.

Enjoy the ease of maintenance-free living with association fees that cover water and sewer, exterior pest control, building insurance, upkeep, cable TV, and high-speed internet.

Wake up to ocean breezes and indulge in resort-style amenities, including a beachfront pool and hot tub, plus a lakeside recreation center featuring a second pool, fitness center, grille & bar, kids' room, and a cozy community lounge.

Whether you're seeking a primary residence, second home, or a short-term rental investment, this property offers both lifestyle and income potential. Plus, take advantage of a $5, 000 lender credit toward closing costs or an interest rate buy-down when using our preferred lender.

Act fast—this opportunity won't last! Contact us today to schedule your private tour.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 6
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Complex: OCEAN HAMMOCK
  • Year Built: 2005
  • Approx Sq. Feet: 2,003
  • Acreage: 0.3
  • Est. Taxes: $110
  • Condo Fee: $1,008 Monthly
  • View: Golf Course, Water
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Wine Refrigerator
  • MLS#: FC306998
  • Days on Market: 86 days
  • Website: https://www.raveis.com
    /prop/FC306998/400cinnamonbeachway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2025 2:40:49 AM)
Listing courtesy of BETTER HMS & GARDENS RE SYNERG   Phone: 386-338-3939

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

400 CINNAMON BEACH WAY, #321, Palm Coast, FL, 32137

$825,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,000 $660,000 $660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $9 $9 $9
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,010 $4,226 $5,704
Total Monthly Payment $4,111 $4,327 $5,805

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.