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Impressive WATERFRONT home with 3 Bedrooms, 3 Bathrooms and attached 2 Car Garage located on a quiet street in the desirable deed restricted community of PUNTA GORDA ISLES. ***SOLD TURNKEY FURNISHED*** This light and bright home offers an open and split bedroom floor plan with Great Room, separate Dining Room, Family Room, well appointed Kitchen and Inside Laundry. The Great Room features wood floors, plant shelves, high ceiling and sliding glass doors to the Lanai. The spacious Dining Room offers wood floors, natural light through a large arched window and plantation shutters. The Kitchen features stainless appliances, breakfast bar, island with storage, cooktop and stainless range hood, double sink, pantry, cabinets with crown molding, excellent counter and cabinet space. Appliances include : double door refrigerator, built in microwave, built in oven, dishwasher. There is a Dining Area with aquarium glass overlooking the pool and water. The Inside Laundry is equipped with a washer, dryer, sink and cabinets. The large Family Room with tile floors has a large window facing the waterfront with plantation shutters and sliding glass doors to the Lanai. The spacious Master Bedroom suite features wood floor, tray ceiling, lanai access, TWO walk in closets and private bathroom with dual sinks, bathtub and large walk in shower with seat. There are two generous sized guest bedrooms with walk in closets, one with wood floor, the other with luxury vinyl plank. The guest bathroom is also a Pool Bath and offers a walk in shower and his and hers sinks. Your living space extends to the screened Lanai with large covered area, plenty of deck for sunbathing, heated inground swimming pool, outdoor shower, area for grilling (grill conveys with the house) and fantastic water views. Pool is heated by propane and solar - there is a buried 200 gallon propane tank in the front yard. Continue to the waterfront with 76 foot concrete seawall maintained by the city of Punta Gorda. There is a 30 foot concrete dock and 10, 000 lb boat lift. Quick powerboat access to Charlotte Harbor and on to the Gulf of Mexico. Other features include: circular driveway, beautiful landscaping, double door entry with transom window, rain gutters, circular driveway, barrell tile roof, 4 walk in closets, central vacuum, NEW tile ROOF 2024, NEW pool cage 2023, Utilities are city water and sewer. There are deed restrictions but NO HOA. This home is 5 minutes to Golf and 10 minutes to Fishermen's Village and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, walking and biking paths, weekend farmers markets, art galleries, Charlotte Harbor Event Center, downtown events and more! This is Florida living at its best!
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$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.898% | 6.739% | 6.560% |
Monthly Tax Payment | $1,118 | $1,118 | $1,118 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,310 | $4,482 | $6,050 |
Total Monthly Payment | $5,520 | $5,692 | $7,260 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.