2295 CHILCOTE TERRACE, Port Charlotte, FL, 33981 | $950,000

PRICE INCLUDES HOME AND ADJACENT LOT - LOT CAN BE SOLD SEPARATELY. **INCENTIVES FOR CASH BUYERS THAT PRESENT REASONABLE OFFERS ** Florida Waterfront Living at Its Finest!
Discover this stunning TURN-KEY FURNISHED waterfront pool home. Quick access to Charlotte Harbor, Deep Water Canal, Fisherman's Dream! 3 bedrooms, 2 baths situated on an oversized lot with an adjacent lot, together totaling 24, 500 sq. ft. (over half an acre). Nestled just one lot from the Myakka River, this property boasts unparalleled water views and serene privacy with no neighbors across the canal—just lush forest scenery.
Both the home lot and adjacent lot feature concrete seawalls. The main lot includes a dock and a 10, 000-lb boat lift, while the adjacent lot features a wood dock, perfect for additional watercraft. The manicured landscaping is professionally maintained, adding to the home's pristine appeal.
As you step through the double front doors, you're greeted by an open floor plan with soaring volume ceilings and a spacious Great Room featuring pocketing triple sliding doors that seamlessly blend indoor and outdoor living. The formal dining area fills with natural light, creating an inviting space for meals and gatherings.
The well-equipped kitchen offers abundant cabinetry, all appliances, and a convenient bar top for casual dining or cocktails. A bright breakfast nook with double sliding doors provides another spot to enjoy water views and access to the lanai.
The Master Suite features sliding doors leading to the lanai, and the ensuite bathroom boasts a double vanity, a soaking tub, and a separate shower. The large laundry room is a practical addition, complete with a laundry tub, upper and lower cabinets, and ample workspace.
This home is designed for both comfort and peace of mind, with features including:
Hurricane shutters - Screened Pool Cage (2023) - Pool Pump (March of 2025) - HVAC (2022) - Shingle Roof (2021) - New Hot Water Heater (2024) - Central Vacuum System - Pool Heat Pump - Irrigation System - Rain Gutters - pull-down attic stairs in the garage - alarm system with cameras
Enjoy endless entertainment and relaxation on your private lanai, complete with a heated pool and spectacular views. Electric and water are available at the dock for your convenience.
Bonus: The adjacent vacant lot is available for purchase under a separate contract.
This exceptional property is a must-see—your dream Florida lifestyle awaits!

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 125 x 196
  • Laundry: Electric Dryer Hookup, Inside, Other, Washer Hookup
  • Style: Florida
  • Year Built: 2000
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,160
  • Acreage: 0.56
  • Lot Size: 125 x 196
  • Est. Taxes: $6,810
  • Lot Desc: Cleared, Flood Insurance Required, In County, Oversized Lot, Street Dead-End
  • View: Water
  • Elem. School: Vineland Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Deck, Gunite, Heated, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6140303
  • Days on Market: 97 days
  • Website: https://www.raveis.com
    /eprop/D6140303/2295chilcoteterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2025 1:12:49 AM)
Listing courtesy of TALL PINES REALTY   Phone: 941-475-5015

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2295 CHILCOTE TERRACE, Port Charlotte, FL, 33981

$950,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $760,000 $760,000 $760,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.865% 6.792%
Monthly Tax Payment $568 $568 $568
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,679 $4,929 $6,673
Total Monthly Payment $5,339 $5,589 $7,333

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.